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All Journal Prosiding Seminar Nasional Program Pengabdian Masyarakat Journal of Artificial Intelligence and Digital Business
Wiranda, Zahra
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Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Medicine & Pharmacology Social Sciences

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Inovasi Pendidikan Dalam Pengolahan Limbah Untuk Lingkungan Yang Bersih Di Padukuhan Derpoyudan Althof, Muammar; Juliati, Santi; Alexander, Iham Arifin; Madani, Afifah Hanun; Noorzain, Tarina Putri; Wiranda, Zahra; Ni’ami, Addi Azka; Aziz, Abdul; Haliza, Alvera Violeta Nur; Rizqi, Zaidan Salma; Suswanta, Suswanta
Prosiding Seminar Nasional Program Pengabdian Masyarakat Vol. 8 No. 1 (2025): Rekonstruksi Pendidikan di Indonesia
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ppm.81.1306

Abstract

This Community Service Program (KKN) focuses on innovative organic waste management through the integration of maggot and azolla cultivation in Derpoyudan Hamlet, Tirtorahayu Village, Kulon Progo. The main issue faced by the community is a lack of awareness in waste management, leading to environmental pollution due to improper waste disposal. This program aims to provide a sustainable solution through the application of appropriate technology based on maggot and azolla. The methods used include socialization, training, and community mentoring in maggot cultivation as an organic waste decomposer and azolla as livestock feed and natural fertilizer. The results indicate an eighty percent increase in community awareness of organic waste management. Five households have implemented maggot cultivation, and two farmers have started utilizing azolla as fish feed. Additionally, the integration of automation technology in the maintenance system has improved cultivation efficiency. With these positive outcomes, this program is expected to continue and expand as a sustainable organic waste management model for the surrounding community
Explaining Financial Management Behavior among Millennials: The Influence of Fintech Adoption, Financial Literacy, and Social Factors Supriyono, Edi; Wiranda, Zahra
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.7328

Abstract

The rapid development of digital financial services has transformed the way individuals manage their personal finances, particularly among millennials who are highly exposed to technological innovations. Despite the increasing availability of financial technology (fintech), many individuals still experience difficulties in managing their financial resources effectively. This study aims to examine the influence of financial technology, financial literacy, financial attitude, financial confidence, and peer influence on financial management behavior among millennial. A quantitative research approach was employed using primary data collected through an online questionnaire. A total of 240 millennial household heads were selected using purposive sampling. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS version 4.0. The results show that financial technology and peer influence have a positive and significant effect on financial management behavior, while financial confidence has a negative and significant effect. Meanwhile, financial literacy and financial attitude do not have significant effects on financial management behavior. These findings suggest that technological accessibility and social interactions play a more prominent role in shaping financial behavior than financial knowledge and attitudes alone. This study contributes to the financial behavior literature by highlighting the importance of technological and social factors in influencing household financial management among millennials in emerging economies.
Co-Authors Abdul Aziz Alexander, Iham Arifin Althof, Muammar Edi Supriyono Haliza, Alvera Violeta Nur Juliati, Santi Madani, Afifah Hanun Ni’ami, Addi Azka Noorzain, Tarina Putri Rizqi, Zaidan Salma Suswanta