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Strategi Peningkatan Literasi Keuangan Syariah di Masyarakat: Peran Pendidikan dan Kampanye Maghfira Izzany
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Juni : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v3i2.1739

Abstract

The low level of Islamic financial literacy in Indonesia is a serious challenge in realizing a financial system that is inclusive and in accordance with Islamic values. Islamic financial literacy reflects an individual's understanding of financial concepts and products based on sharia principles such as the prohibition of riba, gharar, and maysir, as well as the importance of fairness and social responsibility. This article aims to evaluate strategies to improve Islamic financial literacy by emphasizing on two main approaches: education and public campaigns. The method used is a literature study by reviewing various academic literatures, financial institution reports, as well as practices in other countries that have successfully implemented Islamic financial literacy widely. The results of the study show that formal education such as the integration of Islamic finance materials in the school curriculum, as well as non-formal education in the form of training and counseling, contribute significantly to improving public understanding. On the other hand, public campaigns through social media, educational videos, and collaboration with religious leaders have proven effective in reaching various segments of society, especially the younger generation. This study concludes that improving Islamic financial literacy requires a holistic and synergistic approach between education, campaigns, and regulatory support from the government and financial institutions. Recommendations include thematic curriculum development, training for educators, and sustained digital-based campaigns. The findings of this article are expected to make practical and theoretical contributions to the development of Islamic financial literacy strategies in Indonesia.
Peran Kebijakan Fiskal dan Moneter Islam dalam Mewujudkan Keadilan Nurul Istiqomah; Maghfira Izzany; Aliya Nurhasanah
Journal of Islamic Economics and Finance Vol. 3 No. 3 (2025): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i3.2863

Abstract

The continuing economic inequality in Indonesia reflects the need for alternative approaches in macroeconomic policy. This study aims to analyze the integrative role of Islamic fiscal and monetary policies in realizing sustainable economic justice. The method used is a literature study of various relevant national and international scientific journals. The results show that Islamic fiscal policy through zakat and waqf instruments plays a role in wealth redistribution, while usury-free and real sector-oriented Islamic monetary policy maintains economic stability in an ethical manner. Compared to conventional economic systems, the Islamic approach offers a balance between spiritual values and economic effectiveness. The findings also show the importance of institutional synergy, public literacy, and integrated regulation to optimize the integration of the two policies. The implications of this research provide theoretical contributions for the development of Islamic economic models and offer strategic recommendations for the formulation of more equitable and inclusive public policies.