Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Jurnal Akuntansi Kompetif
Pandjaitan, Shilo Hasiholan
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
PENGARUH DANA PIHAK KETIGA TERHADAP LABA BERSIH PT BANK BCA DIGITAL (BLU) PERIODE 2022-2024 Sabella, Maria Emily; Pandjaitan, Shilo Hasiholan; Manurung, Elizabeth Tiur
Jurnal Akuntansi Kompetif Vol. 8 No. 2 (2025): Akuntabilitas, Kinerja Keuangan, dan Strategi Efisiensi di Sektor Publik dan UM
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/akuntansikompetif.v8i2.2150

Abstract

This study aims to measure the impact of Third Party Funds components, namely demand deposits, savings, and time deposits, on the Net Profit of PT Bank Digital BCA (Blu) for the period January 2022 to December 2024. Using a quantitative approach, monthly time series data were processed using multiple linear regression. The independent variables consist of the values of demand deposits, savings, and time deposits; the dependent variable is Blu's Net Profit. The regression model was tested through classical assumptions: linearity, normality of residuals, homoscedasticity, independence of residuals (no autocorrelation), and non-multicollinearity (with Variance Inflation Factor and condition number). The results of the analysis show that savings have a positive and significant effect on net profit (β = 0.0378; p < 0.01), while time deposits have a negative significant effect (β = -0.01286; p < 0.05). The demand deposit variable does not provide a significant contribution to the model. Keywords: Third Party Fund, Demand Deposit, Saving, Time Deposit, Net Profit.
Co-Authors Elizabeth Tiur Manurung Sabella, Maria Emily