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All Journal Al Rikaz : Jurnal Ekonomi Syariah Jurnal Syariah dan Ekonomi Islam (JSEI)
Alya Rohani
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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MODEL TRANSAKSI BERBASIS FINTECH SYARIAH PERSPEKTIF FIKIH MUAMALAH Muhammad Sauqi; Alya Rohani; Mar’atun Solehah
Jurnal Syariah dan Ekonomi Islam Vol 3 No 1 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/zj6he745

Abstract

The development of information and communication technology, the financial industry has undergone changes for the digital revolution, triggered by the presence of fintech (financial technology). Sharia fintech, as a special variant in the digital financial ecosystem, presents a breakthrough in financial services that are in line with Islamic ethical values. The discovery of sharia-based fintech businesses not only offers transaction solutions that are in accordance with sharia principles, but also plays a strategic role in opening wider financial access for the community. Fiqh muamalah is a branch of science that regulates social relations and economic transactions in the Muslim community. Using the development of technology, especially in the financial sector, the emergence of sharia fintech as an interesting phenomenon to study. The rapid development of technology forms processes in the financial sector that are also developing. This incident makes it easier for residents to get financing, especially for business capital or to maintain the continuity of the business they are running. The purpose of this study is to study how to apply the principles of fiqh muamalah in the sharia fintech business model. The research used uses a qualitative research method with a literature study method and a case study.
Corporate Social Responsibility (CSR) Perspektif Hadis: Implementasi Nilai Islam dalam Ekonomi Modern Muhammad Sauqi; Alya Rohani; Mar’atun Solehah
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 2 (2025): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.13332

Abstract

Corporate Social Responsibility (CSR) in Islamic economics is a concept that emphasizes the importance of achieving a balance between the profits earned by a company and the positive impact it provides to society through various social and economic programs. In the context of Islamic entrepreneurship, CSR strives to balance company profits while simultaneously benefiting society through various social and economic initiatives. The ethical principles of Islamic business that underlie CSR include justice, mutual assistance, and environmental sustainability. In Islam's view, CSR is not just about fulfilling legal and moral obligations but also a strategy to ensure the continuity of the company and the long-term welfare of society. Islamic economic actors have the duty to assist the community and preserve the surrounding environment. The implementation of CSR from an Islamic perspective must align with maslahah, which includes both dharuriyyah (basic needs) and hajiyyah (secondary needs). Some of the Islamic business principles related to CSR include environmental protection, efforts to alleviate poverty, and prioritizing urgent needs. CSR in Islamic business is a moral responsibility of business actors as representatives of the company to Allah SWT, with the aim of obtaining both worldly and spiritual benefits, making every action in business an act of worship.
MODEL TRANSAKSI BERBASIS FINTECH SYARIAH PERSPEKTIF FIKIH MUAMALAH Muhammad Sauqi; Alya Rohani; Mar’atun Solehah
Jurnal Syariah dan Ekonomi Islam Vol 3 No 1 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/zj6he745

Abstract

The development of information and communication technology, the financial industry has undergone changes for the digital revolution, triggered by the presence of fintech (financial technology). Sharia fintech, as a special variant in the digital financial ecosystem, presents a breakthrough in financial services that are in line with Islamic ethical values. The discovery of sharia-based fintech businesses not only offers transaction solutions that are in accordance with sharia principles, but also plays a strategic role in opening wider financial access for the community. Fiqh muamalah is a branch of science that regulates social relations and economic transactions in the Muslim community. Using the development of technology, especially in the financial sector, the emergence of sharia fintech as an interesting phenomenon to study. The rapid development of technology forms processes in the financial sector that are also developing. This incident makes it easier for residents to get financing, especially for business capital or to maintain the continuity of the business they are running. The purpose of this study is to study how to apply the principles of fiqh muamalah in the sharia fintech business model. The research used uses a qualitative research method with a literature study method and a case study.
Co-Authors Mar’atun Solehah Muhammad Sauqi