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All Journal Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara Maslahah: Jurnal Manajemen dan Ekonomi Syariah
Bunga Pamela Anugraheni
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Keabsahan Transaksi Spaylater pada Aplikasi Shopee dalam Jual-Beli Menurut Hukum Ekonomi Syariah Bunga Pamela Anugraheni; Baidhowi Baidhowi
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 3 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i3.2477

Abstract

Technological advancements in the financial sector have led to various innovations, one of which is the SPayLater service, which allows consumers to make purchases using a deferred payment or installment system. In practice, this system raises various questions regarding the validity of transactions from the perspective of Islamic Economic Law, particularly in terms of compliance with the principles of sale and purchase contracts, as well as the potential presence of riba (usury) and gharar (uncertainty).This study aims to examine the validity of SPayLater transactions by analyzing the contracts used, potential violations of the principles of murabahah, ijarah, or qardh, and the extent to which this service complies with the conditions and pillars of sharia-compliant sale and purchase. The approach used is qualitative, analyzing Islamic legal literature, fatwas issued by Indonesia’s National Sharia Council (DSN-MUI), as well as case studies of SPayLater services in Indonesia. The findings indicate that SPayLater transactions have the potential to involve riba if there are non-transparent additional charges. Furthermore, late payment penalties and unclear contracts may give rise to gharar, which could render the transaction invalid under Islamic law. Therefore, it is necessary to modify the contracts to better align with sharia principles and to enhance transparency in the payment mechanisms in order to avoid elements of riba and gharar.
Efektivitas Sosialisasi Tatap Muka Dalam Menangani Problematika Perceraian Pada Masyarakat Kurang Mampu Bunga Pamela Anugraheni; Meisya Larasati Putri Hermawan; Dativa Wilma Azali; Nailah Hanna Sausan
Eksekusi : Jurnal Ilmu Hukum dan Administrasi Negara Vol. 3 No. 2 (2025): Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/eksekusi.v3i2.1845

Abstract

This study investigates the increasing divorce rate in Indonesia, particularly among the poor, by identifying key factors and exploring the role of face-to-face legal socialization in addressing this issue. Using a descriptive qualitative approach, the research includes a case study of a female informant who experienced divorce. The findings indicate that divorce is not attributed to a single cause but results from a combination of factors, including incompatibility from the outset of the marriage, the husband's absence, economic instability, conflicts with extended family, and poor communication within the household. Furthermore, the study reveals that face-to-face legal socialization proves more effective in enhancing legal understanding and creating an open space for discussion, despite challenges such as limited access and community participation. The research emphasizes the need for a more empathetic and communicative approach in divorce prevention efforts, particularly at the grassroots level, to address the underlying issues contributing to divorce.
Co-Authors Baidhowi Baidhowi Dativa Wilma Azali Meisya Larasati Putri Hermawan Nailah Hanna Sausan