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All Journal Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara Jurnal Riset Multidisiplin Edukasi
Umi Juli Handayani
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Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Perlindungan Hukum Bagi Pelaku UMKM dalam Kontrak Bisnis Digital Farah Karar; Umi Juli Handayani; Dini Annisa Putri; Sri Handayani
Eksekusi : Jurnal Ilmu Hukum dan Administrasi Negara Vol. 3 No. 2 (2025): Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/eksekusi.v3i2.1850

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy, but in digital business practices, they often face legal challenges in business contracts, whether with suppliers, distributors, or marketplace platforms. This article examines aspects of legal protection for MSMEs in digital business contracts and identifies inequalities that occur in business relationships with large companies. This study uses a normative-juridical research method by analyzing business contract regulations in Indonesia as well as comparative studies with legal systems in other countries. This study concludes that MSMEs need more proactive regulations in ensuring fairness in digital business contracts so as not to experience exploitation from more dominant parties.
STUDI LITERATUR MENGENAI PERAN NPV DAN IRR DALAM PENILAIAN KELAYAKAN PROYEK INVESTASI PADA SEKTOR UMKM Christian Damar Sagara Sitepu; Dini Annisa Putri; Farah Karar; Umi Juli Handayani; Aulia Wildaniah; Abiyyah Suha
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 11 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi November 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i11.1258

Abstract

This study aims to analyze investment feasibility in Micro, Small, and Medium Enterprises (MSMEs) through a literature review approach using two primary methods: Net Present Value (NPV) and Internal Rate of Return (IRR). The analysis is conducted by reviewing five previous studies that applied both methods to various MSME sectors. The findings show that four MSMEs—the vegetable farming business, Laga Lagi Thrift, Cokelat Cozy, and medicinal plant cultivation—obtained positive NPV values and IRR levels exceeding the discount rate, indicating financial feasibility. In contrast, the Sate Taichan Kitee MSME recorded a negative NPV and an IRR below the cost of capital, making the investment financially unfeasible. This study highlights that NPV and IRR are effective instruments for evaluating investment profitability and risk in MSMEs. The combined use of both methods provides a comprehensive foundation for rational and data-driven investment decision-making.
Co-Authors Abiyyah Suha Aulia Wildaniah Christian Damar Sagara Sitepu Dini Annisa Putri Farah Karar Sri Handayani