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OPTIMALISASI TREN INVESTASI GENERASI Z PADA AMGPM RANTING SION DALAM ERA DIGITAL: STRATEGI LITERASI KEUANGAN UNTUK MENINGKATKAN KESEJAHTERAAN MASYARAKAT : OPTIMALISASI TREN INVESTASI GENERASI Z PADA AMGPM RANTING SION DALAM ERA DIGITAL: STRATEGI LITERASI KEUANGAN UNTUK MENINGKATKAN KESEJAHTERAAN MASYARAKAT Patty, Martha Racwel; de Fretes, Anna Valensia Christianty; Kurniawan, Sabda
Adi Widya : Jurnal Pengabdian Masyarakat Vol 9 No 1 (2025): Adi Widya: Jurnal Pengabdian Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33061/awpm.v9i1.11901

Abstract

This program was designed to improve the financial literacy of Generation Z, with a specific focus on members of the Maluku Protestant Church Youth Movement (AMGPM) in Poka Village. Initial assessments indicated that most participants had limited financial knowledge, with fewer than 30% understanding basic investment concepts. The initiative employed socialization and simulation methods to educate participants on investment principles, introduce regulated investment applications approved by OJK and BAPPEBTI, and promote secure online investment strategies. Evaluation findings revealed significant progress, with 40% of participants showing improved financial literacy. Additionally, over 75% successfully performed investment steps during simulations, and 85% expressed increased confidence in beginning their investment journey. While the program effectively enhanced participants' understanding, continued training is necessary to ensure long-term impact, particularly in the areas of portfolio diversification and risk management, which are critical for building sustainable and resilient investment practices.
Apakah Money Attitude Membentuk Perilaku Keuangan? Peran Moderasi Celebrity Trustworthiness dalam Pengaruh Edukator Finansial : indonesia Patty, Martha Racwel; Kurniawan, Sabda
JIMF (Jurnal Ilmiah Manajemen Forkamma) Vol. 8 No. 2 (2025): JIMF (Jurnal Ilmiah Manajemen Forkamma)
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/frkm.v8i2.48316

Abstract

Abstract. This study examines whether Money Attitude shapes financial behavior and investigates the moderating role of Celebrity Trustworthiness in the influence of financial educators, focusing on Felicia Putri Tjiasaka. A quantitative approach was employed, collecting survey data from selected respondents. Statistical tests were used to determine the significance of relationships between variables. The findings indicate that Money Attitude significantly influences financial behavior, where a more positive attitude toward money enhances financial decision-making. Furthermore, Celebrity Trustworthiness strengthens this relationship, implying that trust in financial educators like Felicia Putri Tjiasaka reinforces the impact of Money Attitude on financial behavior. These results highlight the importance of financial literacy and the role of credible financial educators in shaping responsible financial decision-making. Future research is encouraged to explore other moderating factors, such as financial literacy and social influences. Abstrak. Penelitian ini mengkaji apakah Money Attitude membentuk perilaku keuangan serta meneliti peran moderasi Celebrity Trustworthiness dalam pengaruh edukator finansial, dengan fokus pada Felicia Putri Tjiasaka. Pendekatan kuantitatif digunakan dengan mengumpulkan data survei dari responden yang dipilih. Analisis data dilakukan menggunakan uji statistik untuk mengukur signifikansi hubungan antar variabel. Hasil penelitian menunjukkan bahwa Money Attitude berpengaruh signifikan terhadap perilaku keuangan, di mana sikap yang lebih positif terhadap uang meningkatkan pengambilan keputusan finansial. Selain itu, Celebrity Trustworthiness memperkuat hubungan ini, menunjukkan bahwa kepercayaan terhadap edukator finansial seperti Felicia Putri Tjiasaka semakin memperkuat dampak Money Attitude terhadap perilaku keuangan. Temuan ini menegaskan pentingnya literasi keuangan dan peran edukator finansial yang kredibel dalam membentuk pengelolaan keuangan yang lebih bertanggung jawab. Penelitian selanjutnya disarankan untuk mengeksplorasi faktor moderasi lain, seperti literasi keuangan dan pengaruh sosial.