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All Journal Journal Of Human And Education (JAHE) Maneggio
Ekobelawati , Fransiska
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Risk Management in Strategic Decision Making: A Case Study on MSMEs in Indonesia Sulistyani, Nuraida Wahyu; Rosalia, Olyvia; Firayani; Ekobelawati , Fransiska
Maneggio Vol. 2 No. 2 (2025): Maneggio-Apr
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/f82v7w66

Abstract

This research investigates the role of risk management in strategic decision-making among Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. MSMEs play a crucial role in the national economy, contributing over 60% to the Gross Domestic Product (GDP) and employing more than 97% of the labor force. However, they face significant vulnerabilities such as market fluctuations, financial constraints, regulatory changes, and operational inefficiencies. This study employs a qualitative case study method involving interviews and field observations with selected MSMEs across various sectors. The findings reveal that while MSME owners are generally aware of business risks, they often rely on intuition rather than formal risk management systems. The most common risks include market, operational, financial, and external threats. Risk identification and assessment processes are largely informal and reactive. Strategic decisions, such as product diversification or digital transformation, are often made without structured risk evaluation, increasing exposure to failure. The study concludes with policy recommendations to strengthen MSMEs’ capacity through targeted training, access to digital risk management tools, and institutional support from the government and financial institutions.
Implementation of Subsidized Fertilizer Policy in Increasing Rice Harvests in Rural Communities Sari, Ade Risna; Titin, Titin; Pareira, Magdalena Sunarty; Fkun , Egidius; Ekobelawati , Fransiska
Journal Of Human And Education (JAHE) Vol. 4 No. 1 (2024): Journal Of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i1.699

Abstract

Subsidized Fertilizer policy is a strategic policy to encourage increased production and productivity in the agricultural sector. Fertilizer subsidies encourage agricultural specialization and increase agricultural output, and directly affect farmer income, while income can be increased through agricultural productivity from subsidies. This community service was carried out in Gemba Jaya Village, Sintang, West Kalimantan. In obtaining the data used were observation and literature review. This service activity is an effort to implement the subsidized fertilizer policy in Gemba Jaya Village. This effort was motivated by the unmet need for subsidized fertilizer in Gemba Jaya Village, which resulted in suboptimal rice production results. As a form of the author's thoughts, several efforts and breakthroughs have been offered, that is agricultural intensification is an effort made to increase agricultural output by: 1.) Optimizing available agricultural land will focus on efforts to address problems related to land management, 2.) Procurement of superior seeds, planting, fertilizing, 4.) Eradicating pests and diseases in plants, 5.) Harvesting and post-harvest activities to obtain increased rice production.
Co-Authors Firayani Fkun , Egidius Pareira, Magdalena Sunarty Rosalia, Olyvia Sari, Ade Risna Sulistyani, Nuraida Wahyu Titin Titin