Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Primary: Jurnal Pendidikan Guru Sekolah Dasar An Nuqud: Journal of Islamic Economics
Nurmiana
Unknown Affiliation
Religion Economics, Econometrics & Finance Education Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
IMPLIKASI HUKUM PINJAMAN ONLINE: KAJIAN TERHADAP PERLINDUNGAN NASABAH DITINJAU DARI HUKUM POSITIF DAN HUKUM ISLAM Nurmiana; Samsulijar
An Nuqud Journal of Islamic Economics Vol 3 No 2 (2025): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v3i2.1806

Abstract

The development of information technology has given rise to various innovations in the financial sector, one of which is online lending services (pinjol). Although providing convenience, online lending practices often raise legal issues, particularly regarding customer protection. This paper examines the legal implications of online lending practices and analyzes legal protection for customers from both the perspective of positive law in Indonesia and Islamic law. The method used is a normative legal approach with qualitative analysis. The findings reveal that despite existing regulations such as the Consumer Protection Law and POJK, their implementation remains ineffective. In Islamic law, online lending practices involving usury and exploitation are contrary to the principles of justice and balance in muamalah.
MENINGKATKAN MOTIVASI BELAJAR MELALUI LAYANAN BIMBINGAN KELOMPOK SISWA KELAS VII 2 SMPN 1 TELUK KUANTAN Nurmiana
Primary: Jurnal Pendidikan Guru Sekolah Dasar Vol. 11 No. 5 (2022): October
Publisher : Laboratorium Program Studi Pendidikan Guru Sekolah Dasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33578/10.33578/jpfkip.v11i5.9240

Abstract

This article reports research that applies group guidance services to increase students’ learning motivation. Group guidance service is an attempt for helping students to solve their problems by utilizing the group dynamic. If a group dynamic can be made properly, then group members will help each other, accept, and be empathic sincerely. Motivation is the process of giving encouragement, direction, and behavior implementation. Therefore, motivation is a behavior that has full of energy, has been directed, and has lasted a long time. This motivation encourages someone to do a job or activity like learning. The research was a Classroom Action Research (CAR) using a research design model of Kemmis and Mc. Taggart and was held at SMPN 1 Teluk Kuantan. The research subjects were 27 students, which consisted of 13 male and 14 female students. The general description of students’ learning motivation in the first cycle was only seven of 27 students who have high learning motivation with a percentage of 25.92%. Whilst the general description of students’ learning motivation in the second cycle increased significantly was students who have high learning motivation with a percentage of 33.33% from nine students. Activity and students’ learning motivation results in the first cycle with a score of 65 was only 59.25%, while in the second cycle with a score of 65 achieved to a significant percentage of 81.48%. It proves that there was an increased result of 22.23% from cycle I to cycle II.
Co-Authors Samsulijar