Elfa Kolina, Hepy Octalia
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Analysis of Bank Financial Performance with Financial Ratio: Analysis of CAR, NPF, BOPO, FDR and ROA in Indonesian Sharia Commercial Banks for the Period 2018-2022 Samsi, Nur; Elfa Kolina, Hepy Octalia; Sukoco, Agus
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 8 No 2 (2025): March 2025
Publisher : LPPM of NAROTAMA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/ijebd.v8i2.3266

Abstract

Purpose: Analyze the Influence of CAR, NPF, BOPO and FDR on the Profitability (ROA) of Indonesian Sharia Commercial Banks registered with the Financial Services Authority (OJK) during the 2018-2022 period. Design/methodology/approach: This study uses a quantitative approach and uses secondary data with a sample of 65 data obtained from 13 Sharia Commercial Banks with a time series of 2018-2022. Findings: CAR partially had a positive and significant effect on ROA, NPF partially had a positive and insignificant effect on ROA, BOPO partially had a negative and significant effect on ROA, FDR partially had a positive and insignificant effect on ROA, and CAR, NPF, BOPO, and FDR simultaneously had a positive and significant effect on ROA in Sharia Commercial Banks in Indonesia for the period 2018-2022. Paper type: Research paper