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All Journal ILTIZAM Journal of Sharia Economic Research
Anggraeni , Lidya
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Economics, Econometrics & Finance

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Pengaruh E-Commerce dan QRIS Terhadap Pendapatan UMKM Berbasis E-digital di Kota Jambi Anggraeni , Lidya; Anggraini, Dessy
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/11934y97

Abstract

This study aims to analyze the influence of e-commerce and QRIS usage on the income of digital-based Micro, Small, and Medium Enterprises (MSMEs) in Jambi City. Using a descriptive quantitative approach, the research involved 150 respondents randomly selected from the population of digital-based MSMEs in Jambi City. Data were collected through questionnaires and analyzed using multiple linear regression. The results indicate that, both partially and simultaneously, e-commerce and QRIS have no significant effect on the income of digital-based MSMEs. The coefficient of determination (R²) reveals that only 1.4% of the variation in MSME income can be explained by these two variables. These findings suggest that the adoption of e-commerce and QRIS among MSMEs in Jambi City is not yet optimal, with major challenges including low digital literacy, limited technological access, and restricted utilization of features. The study highlights the need for intensive training and improved digital infrastructure to support MSME digital transformation, enabling them to maximize the potential of e-commerce and QRIS in increasing income.
Pengaruh Jumlah Penduduk, Tingkat Pengangguran dan Indeks Pembangunan Manusia Berdasarkan Nilai Maqashid Syariah Terhadap Kemiskinan di Provinsi Jambi Tahun 2019–2023 Mutiarawani, Vira; Mubyarto, Novi; Anggraini, Dessy; Anggraeni , Lidya
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 2 (2025): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/y6rrmr48

Abstract

Poverty remains a pressing and complex social challenge that requires diligent attention and strategic intervention from both regional and central governments, as its presence can trigger a cascade of societal problems. Numerous interrelated factors contribute to poverty, including population growth, the prevalence of unemployment, and the Human Development Index (HDI), which serves as a comprehensive indicator of a community’s overall well-being, education, and standard of living. This study seeks to examine and illuminate the intricate ways in which population size, unemployment rate, and HDI collectively shape and influence poverty levels in Jambi Province. Employing a rigorous quantitative research design, the study draws upon secondary data meticulously compiled by the Central Statistics Agency (BPS) for the period spanning 2019 to 2023. To uncover the nuanced dynamics and causal relationships among these socioeconomic variables, the analysis is conducted using panel data regression, specifically through the Fixed Effect Model (FEM), offering valuable insights into the multifaceted nature of poverty in the region.
Co-Authors Anggraini, Dessy Mubyarto, Novi Mutiarawani, Vira