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All Journal IIJSE Indonesian Journal of Sustainability
Ula, Indah Syafa'atul
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Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Languange, Linguistic, Communication & Media

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QRIS in the Vortex of Financial Innovation: A Bibliometric Approach Ula, Indah Syafa'atul; Rosalina, Rita
INDONESIAN JOURNAL OF SUSTAINABILITY Vol 4, No 2 (2025): June
Publisher : Library of Sultan Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijsunissula.4.2.%p

Abstract

QRIS (Quick Response Indonesian Standard) has become one of the main financial innovations in Indonesia, facilitating efficient and standardized cashless digital transactions. Since its launch in 2019, QRIS has experienced significant growth in user adoption, especially amid the COVID-19 pandemic, which accelerated the shift towards contactless payments. This study uses a bibliometric approach to analyze literature related to QRIS, mapping research trends, collaborations, and factors influencing the adoption and acceptance of this technology in Indonesia. Based on data obtained from Scopus (2019-2025), this study identifies a significant increase in publications discussing QRIS, especially those related to implementation challenges, social impacts, and supportive policies. This study also applies the Diffusion of Innovations (DOI) theory to explain the QRIS adoption process, focusing on perceived ease of use, perceived benefits, and social attitudes towards the technology. The results of the analysis show that although QRIS has been well received by consumers and business actors, there are still barriers to adoption by small and medium enterprises (SMEs). This research provides important insights for policy makers and industry players in formulating strategies to accelerate the spread of QRIS and encourage financial inclusion in Indonesia.
Dynamics of Islamic Economic Development in the Past a Decade: A Bibliometric Analysis and Systematic Literature Review Ula, Indah Syafa'atul; Rohman, Abdul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8097

Abstract

This study aims to examine the dynamics of Islamic economic and financial development over the past decade (2014–2024) through a bibliometric approach and systematic literature review (SLR). Data were collected from 600 Scopus-indexed scientific articles using the PRISMA protocol and analyzed with the help of the Biblioshiny-R software. The results of the study reveal a significant upward trend in publications, with an annual growth rate of 16.36%, predominantly contributed by Malaysia, Indonesia, and the United Kingdom. The most prominent research topics include Islamic banking, Sharia governance, Islamic fintech, sukuk, and sustainability. International collaboration is notably high, with 33% of the publications resulting from cross-country cooperation. The study identifies several gaps in the literature, such as the limited use of empirical approaches, the low integration of maqashid sharia principles with the Sustainable Development Goals (SDGs), and the lack of cross-country and multidisciplinary research. These findings suggest that future research should focus on more contextual, interdisciplinary, and globally responsive exploration. Thus, this study not only maps the comprehensive development of Islamic economic literature but also provides a strategic foundation for formulating a more relevant and sustainable research agenda.
Co-Authors Abdul Rohman Rosalina, Rita