Article Per Year (5 Year)
p-Index From 2021 - 2026
0.562
P-Index
This Author published in this journals
All Journal Ihtiyath : Jurnal Manajemen Keuangan Syariah Studi Multidisipliner: Jurnal Kajian Keislaman
Fitri, Rati Saktia
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
The Effect of Risk on Profitability in Islamic Banking Kamilah, Athia Nur; Rinaima, Chetrine Alya; Fauziyah, Nur; Fitri, Rati Saktia
Studi Multidisipliner: Jurnal Kajian Keislaman Vol 12, No 1 (2025)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/multidisipliner.v12i1.14740

Abstract

This research focuses on the impact of credit and market risk, capital, and liquidity factors on the efficiency of Islamic banks operating under Government-Linked Companies (GLCs) in Malaysia. Based on Bank Islam Berhad, CIMB Islamic Berhad, and Maybank Islamic Berhad, the study examines how these variables influence profitability, measured by Return on Assets (ROA). Upon dealing with the quantitative approach, the findings contrast the literature in that risk constituents while varied in their significance have an equal significance on overall profitability. This study contributes to the literature on Islamic finance by providing practical recommendations for enhancing risk management and ensuring financial sustainability in the Islamic banking sector.
Integrating Justice and Riba-Free Principles in Islamic Financial Management Muliadi; Maulana, Muhammad; Yunizar, Muhammad; Havna; Fitri, Rati Saktia; Zainuri, Hamzah
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12957

Abstract

Peran Influencer Marketing Terhadap Minat Beli Konsumen Generasi Z di Indonesia Fitri, Rati Saktia
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12969

Abstract

This study aims to identify the role of influencer marketing on the purchasing intentions of Generation Z (Gen Z) consumers in Indonesia and the most influential factors in shaping their purchasing decisions. Using a Systematic Literature Review (SLR) approach, this study analyzed various empirical studies relevant to the topic of influencer marketing and Gen Z consumer behavior. The results indicate that influencer marketing consistently shows a positive influence on Gen Z purchasing intention and purchasing decisions. The most dominant factors influencing purchasing decisions are brand image, product quality, influencer credibility, and marketing content. The mechanism of influence occurs through influencer credibility, the strength of reviews/ testimonials, and social interactions on digital platforms, with TikTok and Instagram being the most effective platforms. The findings indicate that non-celebrity influencers are more effective than celebrity influencers because they are perceived as more authentic and relatable. This study also identifies methodological limitations and substantive gaps in previous studies and provides practical implications for digital marketers and business practitioners in designing effective influencer marketing strategies to reach the Gen Z segment in Indonesia.
Co-Authors Fauziyah, Nur Havna Kamilah, Athia Nur Muhammad Maulana Muliadi Yunizar, Muhammad Zainuri, Hamzah