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All Journal Journal of Islamic Economics Studies and Practices (JIESP).
Purbayudha, Manida niti
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Economics, Econometrics & Finance

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Dampak Sosial Peer To Peer Landing Landing Syariah Bagi Pertumbuhan Pelaku Usaha Di Indonesia Ansori, Ansori; Rahman, Fatchor; Purbayudha, Manida Niti
Journal of Islamic Economics Studies and Practices Vol. 2 No. 2 (2023): Desember
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2023.2.2.142-160

Abstract

The aim of this research is to discuss the social impact on loan funding and sharia fixed rate peer to peer landing lending has become an interesting research topic in recent years. This research will discuss the social impact of loan funding and fixed rate loans on Sharia P2P Lending in Indonesia. Previous research relevant to this topic includes discussing the legal problems of P2P Sharia Lending in Indonesia, legal protection for consumers using financial technology based on P2P Sharia Lending, P2P Sharia Lending mechanisms and services, the influence of ease of use and risk in the Investree application on transaction decisions using fintech. Sharia P2P Lending, and analysis of Sharia P2P Lending fintech product contracts. The research method that will be used in this research is a qualitative research method with library study data collection techniques. The data used in this research is secondary data obtained from sources such as journals, books and related documents. The data that has been obtained will be analyzed qualitatively to obtain findings that are relevant to the research objectives which include the positive and negative impacts of loan funding and fixed rate loans in Sharia P2P Lending on Indonesian society and the economy. The conclusion of this research will summarize the findings relevant to the research objectives and provides implications and suggestions for the development of Sharia P2P Lending in Indonesia.
Analisis Teori Konsumsi Islam terhadap Pola Konsumsi Siswa melalui Penggunaan Aplikasi SKOLA: (Studi Kasus Di SMK PGRI 13 Surabaya) Purbayudha, Manida Niti
Journal of Islamic Economics Studies and Practices Vol. 2 No. 1 (2023): Juni
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2023.2.1.45-61

Abstract

The result showed that the consumption pattern of PGRI 13 Surabaya Vocational High School Students had implemented an attitude of not exaggerating, having sense of empathy so that students helped their fellow friends a lot by giving alms to food or giving money, applying adab ehen eating and drinking, always beig careful with halal labels and date expired save just in case Islamic consumption theory has also been applied by students through the SKOLA application with five principles, namely : the principles of justice, cleanliness, simplicity, generosity, and the principles of morality. The conclusion of this study is that based on the consumtion pattern they have used while using this application, a lot of awareness has been made and it reflects consumption behavior in Islam.
Sinergi Nilai Islam dan Ekonomi Lokal dalam Pengembangan Wisata Religi di Bedugul, Bali Purbayudha, Manida Niti
Journal of Islamic Economics Studies and Practices Vol. 4 No. 2 (2025): Desember
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2025.4.2.216-225

Abstract

Penelitian ini bertujuan untuk menganalisis bagaimana nilai-nilai Islam berperan dalam memperkuat ekonomi lokal melalui kegiatan wisata religi di kawasan Bedugul, Tabanan, Bali. Pendekatan penelitian ini bersifat kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi terhadap masyarakat lokal serta pelaku ekonomi sekitar kawasan wisata. Hasil penelitian menunjukkan bahwa integrasi antara nilai-nilai Islam seperti kejujuran, tolong-menolong (ta‘awun), dan keseimbangan (tawazun) dengan aktivitas ekonomi masyarakat melahirkan pola ekonomi yang berkeadilan dan berkelanjutan. Aktivitas perdagangan, ziarah, dan kegiatan keagamaan di kawasan wisata religi tidak hanya berfungsi sebagai sumber penghidupan, tetapi juga sebagai media dakwah dan penguatan identitas keislaman di lingkungan multikultural. Penelitian ini menegaskan pentingnya penerapan prinsip ekonomi syariah dalam pengembangan wisata berbasis komunitas sebagai upaya mewujudkan kesejahteraan sosial (maslahah) yang selaras dengan maqāṣid al-syarī‘ah
Co-Authors ansori ansori Fatchor Rahman, Fatchor