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All Journal Al Itmamiy : Jurnal Hukum Ekonomi Syariah Jurnal Ragam Pengabdian
Yusuf Karim
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Regulasi dan Implementasi Fintech Syariah dalam Mendukung Inklusi Keuangan Berbasis Prinsip Syariah Yusuf Karim
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 7 No. 1 (2025): Juni: Al Itmamiy : Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ai.v7i1.1473

Abstract

Sharia fintech as a financial technology innovation based on sharia principles is growing rapidly and becoming a financial inclusion solution that reaches the wider community, especially those who want sharia-compliant financial products. However, the development of sharia fintech requires adaptive regulations so that its implementation does not conflict with the principles of sharia economic law and is able to provide protection for consumers. This study aims to examine the regulations governing sharia fintech in Indonesia and how they are implemented in supporting sharia-compliant financial inclusion. The method used is a qualitative study with analysis of regulatory documents and interviews with sharia fintech industry players and regulators. The results of the study revealed that sharia fintech regulations are currently still in the development stage and require synchronization between financial authorities and sharia supervisory institutions. On the other hand, sharia fintech has been able to expand financial access for people who were previously unreached by conventional banking. However, there are challenges in ensuring that all transactions are in accordance with sharia principles and consumer data protection. This study recommends strengthening the regulatory framework that accommodates the dynamics of technology and sharia principles in a balanced manner and increasing education for the community and fintech business actors. Thus, sharia fintech can be an effective instrument in encouraging inclusive and sustainable economic development in accordance with Islamic values.
Pemanfaatan Kacang Hijau untuk Produksi Bakpia sebagai Upaya Edukasi Gizi dan Pencegahan Stunting di Desa Hutadaa Kecamatan Telaga Jaya Kabupaten Gorontalo Hapsawati Taan; Rahmatiah; Nuryana Fadila; Astika Firdasari; Fitriani Malatia; Saskia Aulia Gani; Nidaurrahmah Usman; Taufik Hidayat; Rifki Suaib9; Yusuf Karim
Jurnal Ragam Pengabdian Vol. 2 No. 2 (2025): Agustus
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/b76a2r30

Abstract

This community service aims to empower the residents of Hutadaa Village through training in the production of mung bean bakpia as a healthy snack alternative to support stunting prevention. This activity is an implementation of the Tri Dharma of Higher Education, encompassing education, research, and community service. Considering the high prevalence of stunting in Indonesia, the program seeks to increase community awareness about nutritious food consumption and encourage economic independence based on local agro-industry. The results showed high participant enthusiasm, improvement in technical skills, and the emergence of community initiatives to optimize the potential of mung beans.    
Co-Authors Astika Firdasari Fitriani Malatia Hapsawati Taan Nidaurrahmah Usman Nuryana Fadila Rahmatiah Rahmatiah Rifki Suaib9 Saskia Aulia Gani Taufik Hidayat