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All Journal Indonesian Research Journal on Education Ekalaya : Jurnal Ekonomi Akuntansi Journal of Exploratory Dynamic Problems Ecobankers : Journal of Economy and Banking JGMDS
Echem, Kaodilichukwu Augustine
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Stakeholder perceptions and the influence on sustainability practices in the UK Banking Sector Ekemezie, Ekene; Echem, Kaodilichukwu Augustine
EKALAYA : Jurnal Ekonomi Akuntansi Vol. 3 No. 1 (2025): Ekalaya : Jurnal Ekonomi Akuntansi
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/ekalaya.v3i1.1709

Abstract

The banking sector in the United Kingdom is at a crossroads, where traditional financial operations are increasingly being scrutinized through the lens of sustainability. This research therefore explored how stakeholders viewed the sustainability efforts of UK banks and whether these perceptions significantly influenced actual practices. A sample of 191 respondents was randomly selected from a population of 2.5 million. Data were gathered using a structured questionnaire and analyzed with mean scores, standard deviations, and T-tests. The instrument showed strong reliability. Ethical guidelines were strictly followed, ensuring informed consent and confidentiality. The study revealed that most stakeholders agreed UK banks are transparent, involve stakeholders in sustainability strategies, prioritize sustainable investments, and communicate initiatives clearly. However, they disagreed that banks would sacrifice financial returns for sustainability. These perceptions suggest that while sustainability is acknowledged, profit still dominates decision-making. A t-test analysis showed no significant influence of stakeholder perception on sustainability practices, supporting the null hypothesis. This implies that although stakeholders view sustainability positively, their perceptions do not substantially impact how banks implement these practices. The findings highlight a potential gap between stakeholder expectations and actual sustainability-driven actions in the UK banking sector. The study concluded that although stakeholders held mostly positive views, these perceptions did not significantly drive sustainability actions within the sector.
Exploring National-Level Determinants of Sustainability Practices in the UK Banking Sector Echem, Kaodilichukwu Augustine; Ekemezie, Ekene
Journal of Exploratory Dynamic Problems Vol. 2 No. 3 (2025): Vol 2 No.3 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/edp.v2i3.136

Abstract

In recent years, sustainability has become a central concern for the global financial sector, with increasing emphasis on environmental, social, and governance (ESG) issues shaping investment decisions, risk management, and corporate strategy. This study explored national-level determinants influencing sustainability practices in the UK banking sector. Using a descriptive survey design, data were collected from 191 respondents and analyzed through mean, standard deviation, and t-test statistics. Findings showed that while respondents agreed that international agreements and financial incentives influence sustainability, they disagreed on the role of government-led initiatives, ESG integration, and public awareness. However, t-test analysis revealed no statistically significant effect of any of these factors, supporting the null hypothesis. This suggests limited influence of national-level policies and public engagement on sustainable banking practices. The results imply the need for improved regulatory frameworks, stronger government support, and better public engagement to enhance sustainability efforts across the UK banking sector. The study concludes that national policies and regulations alone are insufficient to drive sustainability in the UK banking sector. It recommends enhanced government commitment, stronger enforcement of ESG standards, and improved public engagement strategies to support sustainable finance. This research contributes to the ongoing discourse on sustainable development by highlighting gaps in national-level interventions and proposing pathways for more effective sustainability integration in the banking industry.
Firm-Level Determinants of Sustainability Practices in the UK Banking Sector: A Stakeholder Perspective Echem, Kaodilichukwu Augustine; Ekemezie, Ekene
Ecobankers : Journal of Economy and Banking Vol. 6 No. 1 (2025): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v6i1.3213

Abstract

The primary objective of this study was to understand the key factors that influence the adoption of sustainability practices within banks, focusing on firm-level factors. The research employed an online survey targeting stakeholders in the UK banking sector, using structured questions to assess perceptions of sustainability practices and their alignment with financial goals. The findings revealed that, while UK banks are increasingly adopting sustainable lending and investment practices, there remains a stronger emphasis on financial performance over sustainability goals. Banks often prioritize their reputation and brand image, with customer demand playing a significant role in shaping sustainability practices. Furthermore, the study found that banks in the UK provide sufficient sustainability-related disclosures to stakeholders, meeting growing expectations for transparency. In conclusion, the study emphasizes the need for UK banks to integrate sustainability into their core strategies, balancing financial performance with environmental and social goals. The research recommends that banks strengthen their commitment to sustainability by aligning their operations more closely with stakeholder expectations and enhancing sustainability reporting practices. Additionally, policymakers should consider incentivizing sustainability practices to further promote environmental responsibility within the banking sector.
Key Drivers of Sustainability Practices in the UK Banking Sector: implications for Sustainable Development Goals Ekemezie, Ekene; Echem, Kaodilichukwu Augustine
Journal of Gender and Millennium Development Studies Vol. 2 No. 1 (2025): JGMDS, Volume 2, Issue 1 (2025): May-October Period
Publisher : Academia Edu Cendekia Indonesia (AEDUCIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64420/jgmds.v2i1.161

Abstract

Background: This study investigates the key drivers influencing sustainability practices in the UK banking sector amid increasing global expectations aligned with the Sustainable Development Goals (SDGs). Objective: To explore stakeholder perceptions regarding banks’ sustainability efforts. Method: A quantitative research design was employed using an online survey administered to 191 randomly selected respondents from a population of 2.5 million stakeholders, including bank executives, employees, customers, investors, regulators, and advocacy groups. Data were collected through structured questionnaires and analyzed using descriptive statistics and t-tests. Results: The findings indicate that community engagement, corporate social responsibility, credible sustainability reporting, and financial performance significantly influence stakeholder perceptions. Conversely, transparency in reporting was not widely perceived as impactful. T-test results revealed no statistically significant factors, thereby supporting the null hypothesis. Conclusion: While UK banks exhibit alignment with SDGs 8, 9, 11, 12, 13, and 16, weak governmental influence underscores the need for stronger policy frameworks and intersectoral collaboration. Contribution: The study highlights the importance of enhancing stakeholder education and integrating environmental, social, and governance (ESG) principles into core banking strategies and operations.
Assessing the Influence of AI-Driven Applications for Economic Data Analysis in the Tertiary Institutions in Anambra state, Nigeria Echem, Kaodilichukwu Augustine; Ekene, Ekemezie
Indonesian Research Journal on Education Vol. 5 No. 2 (2025): Irje 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v5i2.2486

Abstract

The integration of Artificial Intelligence (AI)-driven applications into economic data analysis is rapidly transforming how tertiary institutions approach research, forecasting, and policy planning. These tools offer enhanced precision, real-time analysis, and automation, enabling educators and researchers to interpret large-scale economic datasets with greater accuracy. This study used a descriptive survey design to explore how AI-driven applications influence economic data analysis among 106 lecturers in tertiary institutions across Anambra State, Nigeria. Participants were purposively selected based on their experience with AI tools. Data were collected electronically using a validated and reliable questionnaire, with a Cronbach Alpha value of 0.84. The instrument was reviewed by experts to ensure content validity. Data analysis involved descriptive statistics for answering research questions and ANOVA for testing hypotheses at a 0.05 significance level. The findings revealed that AI-driven applications significantly improved the efficiency of economic data analysis, with teaching experience being a key factor in their effectiveness. However, age and the interaction between age and experience did not have significant effects. The study highlighted the potential of AI applications for economic analysis but also pointed out the importance of institutional readiness and expertise in maximizing their benefits. Based on these results, the study recommended enhancing AI integration and providing targeted training to support data-driven decision-making in academic and policy contexts.
Co-Authors Ekemezie, Ekene Ekene, Ekemezie