Garuda - Garba Rujukan Digital

Islamic Civilization and the Digital Economy: Building a Sharia Economy in Modern Era Mardiyyah, Ema; Harahap, Nikma Sari; Febriza, Milla
Musyarakah: Journal of Sharia Economic (MJSE) Vol 5, No 1 (2025): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v5i1.10923

Islamic civilization has made great contributions in various fields, including economics, with principles that emphasize justice, balance and sustainability. principles that emphasize justice, balance, and sustainability. Along with digital transformation brings new challenges and opportunities for Islamic economics, which can integrate Islamic values with for Islamic economics, which can integrate Islamic values with modern technology. modern technology. This research aims to examine how Islamic civilization can build Islamic economics in the digital era through the utilization of technology such as fintech, blockchain, and e-commerce. technology such as fintech, blockchain, and e-commerce. This research uses a literature review approach. Digital economy can expand sharia financial inclusion, facilitate access to sharia-based financial services, and create innovations that meet the needs of sharia financial services, and create innovations that suit the needs of modern society. needs of modern society. Nonetheless, the main challenge faced is ensuring that digital economic practices remain in line with sharia principles, such as the prohibition of riba, gharar and maysar. principles, such as the prohibition of riba, gharar, and maysir. In this context, this research explores how digital technology can be applied in the Islamic economy without violating Islamic principles, as well as how regulation and supervision can ensure its integrity. Research results show that despite the challenges, the integration of the digital economy with Shariah principles can create a more inclusive, equitable and sustainable economic system, which can contribute to the development of a fairer global economy. This research contributes to the literature on Islamic economic development in the digital age and offers insights into ways to ethically utilize technology in accordance with Islamic values

The Influence of Knowledge, Sharia Compliance, Religiosity, and Local Wisdom on the Implementation of Green Banking Behavior Febriza, Milla
Al Urwah : Sharia Economics Journal Vol. 3 No. 1: Sharia Governance and Sustainable Finance: Ethical Transformation in the Digital and G
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v3i01.282

This study examines how knowledge, sharia compliance, religiosity, and local wisdom influence green banking behavior among employees of Bank Muamalat in West Sumatra, Indonesia. While green banking is widely discussed in sustainable finance, few studies explore its behavioral drivers in Islamic banking, especially with religious and cultural integration. Using a quantitative approach, data were collected from 49 employees across four branches (Padang, Payakumbuh, Bukittinggi, Solok) through a structured questionnaire and analyzed with multiple linear regression (SPSS 26). The results show that knowledge (β = 0.234, p < 0.05), sharia compliance (β = 0.163, p < 0.01), religiosity (β = 0.212, p < 0.01), and local wisdom (β = 0.269, p < 0.001) each positively and significantly affect green banking behavior. Together, these variables explain 72.5% of its variance (R² = 0.725). This study is among the first to integrate behavioral, religious, and cultural dimensions in explaining green banking practices in Indonesia’s Islamic financial institutions. The findings highlight that cognitive, regulatory, spiritual, and cultural factors jointly shape environmentally responsible banking behavior. Islamic banks are encouraged to enhance training, reinforce sharia compliance, and integrate local wisdom into environmental programs to strengthen sustainable finance practices.

Islamic Civilization and the Digital Economy: Building a Sharia Economy in Modern Era Mardiyyah, Ema; Harahap, Nikma Sari; Febriza, Milla
Musyarakah: Journal of Sharia Economic (MJSE) Vol 5, No 1 (2025): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v5i1.10923

Islamic civilization has made great contributions in various fields, including economics, with principles that emphasize justice, balance and sustainability. principles that emphasize justice, balance, and sustainability. Along with digital transformation brings new challenges and opportunities for Islamic economics, which can integrate Islamic values with for Islamic economics, which can integrate Islamic values with modern technology. modern technology. This research aims to examine how Islamic civilization can build Islamic economics in the digital era through the utilization of technology such as fintech, blockchain, and e-commerce. technology such as fintech, blockchain, and e-commerce. This research uses a literature review approach. Digital economy can expand sharia financial inclusion, facilitate access to sharia-based financial services, and create innovations that meet the needs of sharia financial services, and create innovations that suit the needs of modern society. needs of modern society. Nonetheless, the main challenge faced is ensuring that digital economic practices remain in line with sharia principles, such as the prohibition of riba, gharar and maysar. principles, such as the prohibition of riba, gharar, and maysir. In this context, this research explores how digital technology can be applied in the Islamic economy without violating Islamic principles, as well as how regulation and supervision can ensure its integrity. Research results show that despite the challenges, the integration of the digital economy with Shariah principles can create a more inclusive, equitable and sustainable economic system, which can contribute to the development of a fairer global economy. This research contributes to the literature on Islamic economic development in the digital age and offers insights into ways to ethically utilize technology in accordance with Islamic values

Publication Analysis on Supply and Demand Research: Mapping Future Research Febriza, Milla; Rozalinda, Rozalinda; Zulvianti, Nora
Rangkiang: Journal of Islamic Economics and Business Vol. 3 No. 2 (2025): Islamic Economic
Publisher : Denisya Smart Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70072/rangkiang.v3i2.170

This study aims to map and analyze the development trends of research on the topic of "Supply and Demand" over the past decade, identifying gaps and providing directions for future investigation. Utilizing a quantitative bibliometric approach, data were collected from Scopus-indexed journal articles published between 2015 and 2024 using the Publish or Perish software, and analyzed through VOSviewer to visualize keyword relationships, author collaborations, and thematic evolution. The results indicate that while research on "Supply and Demand" has fluctuated annually, sustained scholarly interest persists, though only 138 relevant articles were found during this period, highlighting a relatively limited research volume. This presents both a challenge and an opportunity for deeper exploration. Notably, underexplored keywords such as platform, ecosystem service supply, demand response, customer, implication, and energy resources reveal emerging but insufficiently addressed areas within the literature. By mapping these specific gaps, this study offers a focused roadmap for future research to expand conceptual and methodological boundaries, encouraging scholars to integrate these under-investigated themes to generate novel, interdisciplinary, and contextually relevant insights in the field of Supply and Demand.

Exploration of Imam Al-Ghazali’s Islamic Economic Thought: A Systematic Literature Review Febriza, Milla; Rozalinda, Rozalinda; Meirison, Meirison
Maliki Islamic Economics Journal Vol 5, No 2 (2025): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v5i2.33361

This study explores and synthesises the economic thought of Imam Al-Ghazali through a Systematic Literature Review (SLR) using the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) model. A qualitative SLR design was employed, drawing on articles published between 2015 and 2025, collected using the Publish or Perish software. The PRISMA framework guided the data screening and analysis, which is illustrated in a flow diagram. Out of 135 documents initially identified, 30 articles met the eligibility criteria and were included in the review. The results indicate that Al-Ghazali's economic thought is centred on several key themes: justice in economic activities, the intrinsic value of money, ethical consumption and production, and the importance of fair market mechanisms. In addition, Al-Ghazali emphasised the balance between the material and spiritual aspects of economic life and highlighted the state's role in promoting welfare and social justice. These ideas demonstrate enduring relevance for contemporary economic challenges, particularly in encouraging ethical practices and benefit-oriented systems. The findings are expected to provide a conceptual foundation for the development of Islamic economics rooted in moral and spiritual values.

Title

Found 5 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 5 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 5 Documents
Search