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All Journal Ganaya: Jurnal Ilmu Sosial dan Humaniora As-Syirkah: Islamic Economic & Financial Journal
Siregar, Indah Kurniati
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Peranan Otoritas Jasa Keuangan (OJK) dalam Perlindungan Nasabah Akibat Kepailitan Perusahaan Asuransi Siregar, Indah Kurniati; Kusmilawaty, Kusmilawaty; Bi Rahmani, Nur Ahmadi
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 8 No 3 (2025)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v8i3.4361

Abstract

The Financial Services Authority (OJK) is a key government body in Indonesia that oversees the insurance sector and all other financial service providers by creating a unified regulatory and supervisory framework. The OJK has the authority to initiate insolvency actions against insurance businesses as part of its insurance sector regulation. Insuring policyholders' interests is the primary goal of these procedures. The purpose of this research is to examine how the OJK protects policyholders' rights when insurance firms declare bankruptcy. In order to provide a thorough analysis and in-depth understanding of the topic, the study employs a qualitative, descriptive-analytical methodology. The study employs secondary data, which encompasses both primary and secondary legal sources, in line with the normative legal research technique. The findings indicate that the OJK's efforts to provide legal protection for policyholders, particularly in cases of insurance claim rejections, are guided by key principles such as transparency, fair treatment, justice, confidentiality, data security, and effective complaint handling. The OJK's role in legal protection encompasses both preventive and repressive measures. Preventive actions include regulation, supervision, guidance, socialization, and complaint services, while repressive measures involve litigation, non-litigation resolution, and the imposition of administrative sanctions.
Analisis Kesadaran Masyarakat Kota Binjai tentang Pentingnya Asuransi di PT Prudential Syariah Binjai Siregar, Indah Kurniati; Lubis, Fauzi Arif
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/1enmfg41

Abstract

This study focuses on the analysis of public awareness of the city of Binjai about the importance of insurance at PT. Prudential Syariah Binjai. The purpose of this research is to provide awareness to the people of Binjai City about the importance of sharia insurance, because the products obtained by PT. Prudential Syariah Binjai is very useful for the people of Binjai City. In this research, using qualitative research methods and data collection techniques through interviews and literature review. Therefore, the results of the research show that people in Binjai City have realized how important Islamic insurance is for them, because they feel the benefits of insurance itself. .
Co-Authors Arifin Fauzi Lubis Bi Rahmani, Nur Ahmadi Kusmilawaty, Kusmilawaty