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All Journal Global Leadership Organizational Research in Management
Leli nofentri hulu
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Decision Sciences, Operations Research & Management Social Sciences

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Peran Bank Syariah Dalam Penyaluran Dana Bagi Usaha UMKM di Cikarang Leli nofentri hulu; Ade Faisal; Tutiek Indriani; Muhamad Syahwildan
Global Leadership Organizational Research in Management Vol. 3 No. 3 (2025): Global Leadership Organizational Research in Management
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/glory.v3i3.3005

Abstract

The role of Islamic banks in distributing funds to MSMEs in Cikarang is crucial for strengthening the local economy. By offering financing products based on Sharia principles such as murabahah, musharakah, and mudharabah, Islamic banks provide capital solutions for MSMEs while upholding the principles of justice and risk-sharing. A qualitative review of the literature indicates that the involvement of Islamic banks can enhance access to capital, improve business productivity, and foster long-term relationships between banks and entrepreneurs. The main issues identified include a lack of understanding of Sharia principles among MSMEs and credit-related risks. The recommendations from this study include increasing Sharia education, simplifying contractual procedures, and strengthening the role of supporting institutions.
Co-Authors Ade Faisal Muhamad Syahwildan Tutiek Indriani