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Cooperative Economy and SMEs: Strengthening Sustainable Development and Economic Resilience through Collaborative Business Models Pramesthi, Yunesia
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 12 (2025): May
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i12.276

Abstract

The cooperative economy and Small and Medium Enterprises (SMEs) play a pivotal role in fostering economic resilience and sustainability, especially in emerging and developing economies. This article examines the synergy between cooperatives and SMEs, focusing on how these entities contribute to local economies, promote social inclusion, and drive community-based development. Through an analysis of case studies from various countries, this study explores the effectiveness of cooperative models in enhancing the competitiveness and sustainability of SMEs. The research highlights the role of cooperatives in providing financial support, marketing, and training to SMEs, thus empowering entrepreneurs and creating networks that foster innovation and mutual support. Moreover, the study delves into the challenges faced by cooperatives and SMEs, such as access to capital, bureaucratic hurdles, and market competition, offering recommendations for policy makers and practitioners to optimize their potential. This article also provides insights into the long-term benefits of fostering cooperative models for economic development, suggesting that cooperation between SMEs and cooperatives is not only beneficial but crucial for achieving sustainable growth in both local and global economies. The findings emphasize the importance of creating supportive environments that enhance collaboration between cooperatives, SMEs, and governments for maximizing their collective impact.
THE ROLE OF ECONOMIC EDUCATION IN BUILDING FINANCIAL INDEPENDENCE AMONG YOUTH Pramesthi, Yunesia
Berajah Journal Vol. 4 No. 6 (2024): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v4i6.434

Abstract

This study examines the significant role of economic education in fostering financial independence among youth. In an era where financial literacy is critical for personal and societal well-being, integrating economic education into school curricula is essential. This article highlights the importance of equipping young individuals with the necessary skills to make informed financial decisions. The research outlines the theoretical framework underpinning financial independence, the impact of economic education on youth, and various teaching methodologies that enhance learning outcomes. Furthermore, it addresses the challenges educators face in implementing effective economic education programs and proposes strategies for overcoming these obstacles. The findings suggest that comprehensive economic education can lead to improved financial behaviors, increased savings, and better decision-making skills among young individuals. Ultimately, this study emphasizes the need for educational institutions to prioritize economic education to prepare youth for a financially independent future.
Analisis Kebijakan Program Pemerintah Desa dalam Rangka Pengentasan Kemiskinan Pramesthi, Yunesia
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 4 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/32f8as14

Abstract

Economic development that focuses on cities causes the economic fulfillment of rural communities to tend to decline. Village development has been carried out with a good plan and focus on the real needs of the village community. The purpose of this research is to analyze the strategy and performance of the implementation of poverty alleviation programs in the Kediri Regency Community, Ringinrejo Subdistrict, Ringinrejoo Village. The results of this study indicate that village funds have a negative and significant effect on poverty levels. This means that the higher the village fund, the lower the poverty rate. Village funds have a positive and significant impact on community welfare. This means that the higher the village funds, the higher the welfare of the people in the area.