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All Journal Indonesian Journal of Islamic Economics and Business PERSEPTIF: Jurnal Ilmu Sosial dan Humaniora
Aisyah Nuraini, Siti
Unknown Affiliation
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Pengaruh Perceived Risk, Perceived Benefit dan Moderasi Word Of Mouth Pada Investasi Emas Digital Ifti Faiyah, Laila; Pertiwi Mareta, Adhe; Ridwansyah; Ruslan Abdul Ghani, Wan; Ryas Fatiha Kesuma, Muhammad; Azizah Hasanah, Nur; Aisyah Nuraini, Siti; Setiawan, Hengki
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 1 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/1nheq727

Abstract

Digital gold investment is now increasingly in demand as one of the popular investment options. The development of technology has accelerated the flow of information to have an impact on understanding people's behavior in managing finances. Advances in financial technology (fintech) have encouraged the emergence of financial management, which not only functions as a means to meet needs, but also as a strategy to build and accumulate wealth by investing. This study uses quantitative research methods namely SEM (Strructural Equation Modelling) and inductive approach analysis of data collection with survey methods. The results of this study show that perceived risk has a positive and significant effect on behavior intention, which means that the higher the perceived risk, the greater a person's intention to behave in the context under study. Perceived benefit does not have a significant effect on behavior intention, so perceived benefits are not the main factor driving a person's intention to invest. WoM does not significantly weaken the relationship between perceived risk and behavior intention, which suggests that communication from others is not strong enough to reduce the impact of perceived risk on behavior intention. WoM also does not significantly strengthen the relationship between perceived benefit and behavior intention, which means that the influence of perceived benefits on behavior intention is not strengthened by recommendations or information from others.
Privasi Data dan Perlindungan Hak Warga Negara dalam Praktik Media Sosial di Indonesia: Pendekatan Sosio-Legal Ramadhan, Farhan Alif; Aisyah Nuraini, Siti
PERSEPTIF: Jurnal Ilmu Sosial dan Humaniora Vol. 3 No. 1 (2025): PERSEPTIF: Jurnal Ilmu Sosial dan Humaniora
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/perseptif.v3i1.434

Abstract

The development of social media in Indonesia has increased the intensity of the collection, processing, and dissemination of citizens' personal data. This situation raises the risk of privacy violations, data misuse, and the weakening of constitutional rights protection. This article analyzes data privacy protection practices in social media use in Indonesia using a socio-legal approach. This research examines the relationship between legal norms, user social behavior, and state institutional capacity following the enactment of Law Number 27 of 2022 concerning Personal Data Protection. The research method uses a normative juridical approach enriched by socio-legal analysis through a review of laws and regulations, legal doctrine, and empirical findings from previous studies. The results show a gap between the normative design of personal data protection and privacy protection practices on social media platforms. Law enforcement is inconsistent, public privacy literacy remains low, and oversight mechanisms are not functioning optimally. This article emphasizes that data privacy protection depends not only on formal legal instruments but also on social structures, user awareness, and state legal policy. These findings are relevant as a basis for strengthening personal data protection policies oriented towards protecting citizens' rights in Indonesia's digital space.
Co-Authors Azizah Hasanah, Nur Ifti Faiyah, Laila Pertiwi Mareta, Adhe Ramadhan, Farhan Alif Ridwansyah Ruslan Abdul Ghani, Wan Ryas Fatiha Kesuma, Muhammad Setiawan, Hengki