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All Journal Nusantara Hasana Journal
Anggraini, Dyah Prita
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Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Nursing

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THE INFLUENCE OF LITERACY AND INCOME ON PEOPLE’S DECISIONS TO HAVE INSURANCE AND PENSION PROGRAMS Anggraini, Dyah Prita; Aldila Nur Indah Berliana Ratam
Nusantara Hasana Journal Vol. 5 No. 1 (2025): Nusantara Hasana Journal, June 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i1.1481

Abstract

This study aims to determine wether there is a positive and significant relationship between insurance literacy or pension programs and people’s decisions to have insurance or pension programs, wether there is a positive and significant relationship between income and people’s decisons to have insurance or pension programs, and wether there is a positive and significant relationship between insurance literacy or pension programs and income with people’s decisions to have insurance and pension programs. The subjects of this study were respondents from the webinar “Insurance Literacy in Maintaining Finansial Stability”. The method used is the Pearson Product Moment correlation tehnique to determine the relationship between each literacy variable and income to people’s decisions to have insurance or pension programs. From the test results, it was obtained that there was a positive and significant relationship between literacy and people’s decisions to have insurance or pension programs, there was a positive and significant relationship between income and people’s decisions to have insurance literacy or pension programs, income, and people’s decisions to have insurance or pension programs. Results of this study provided information for insurance industry that people will buy insurance if they have sufficient income and a good literacy about insurance and pension programs.
Co-Authors Aldila Nur Indah Berliana Ratam