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All Journal Media Hukum Indonesia (MHI)
Kharismawati, Alfaning Martina
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Law, Crime, Criminology & Criminal Justice

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Dampak Fintech terhadap Kinerja dan Regulasi Perbankan di Indonesia Kharismawati, Alfaning Martina
Media Hukum Indonesia (MHI) Vol 3, No 2 (2025): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

The development of financial technology (fintech) has brought fundamental changes to the global financial services system, including in Indonesia. Fintech offers various innovations that improve efficiency, inclusiveness, and convenience in financial transactions. However, behind these benefits lie major challenges for the banking sector, particularly in terms of data security, regulation, and financial system stability. This study aims to analyze the impact of fintech on banking performance and innovation from a banking law perspective, as well as to examine the readiness of existing regulations in responding to this digital disruption. Through a qualitative approach based on literature review, this study shows that collaboration between banks and fintech companies can be a mutually beneficial strategy, provided it is supported by a strong legal framework, an integrated supervisory system, and optimal consumer protection.
Peranan Advokat sebagai Pemberi Bantuan Hukum dalam Menentukan Strategi Penyelesaian Perkara Sasra, Adelia Dara; Kharismawati, Alfaning Martina; Hibahtillah, Muhammad Alldo; Ritiau, Ester Joytry; Sumardiana, Benny; Abidah, Shofriya Qonitatin
Media Hukum Indonesia (MHI) Vol 3, No 1 (2025): March
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

Factors influencing the effectiveness of advocates’ role as legal aid providers in determining case resolution strategies. Advocates play a crucial role in the legal system, particularly in providing appropriate legal assistance and solutions for clients. However, their effectiveness is influenced by various factors, such as the advocate’s competence, understanding of the case, access to legal resources, and the dynamics of relationships with clients and law enforcement officials. Through a qualitative approach, this study identifies these factors and their implications for case resolution strategies. The research findings are expected to provide recommendations for improving the quality of legal aid in Indonesia.
Co-Authors Abidah, Shofriya Qonitatin Hibahtillah, Muhammad Alldo Mardiana - Ritiau, Ester Joytry Sasra, Adelia Dara