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All Journal International Journal of Zakat (IJAZ) At-Thariqah Jurnal Ekonomi
Nur Aisyah Indarningsih
Institut Agama Islam Negeri Sorong
Religion Decision Sciences, Operations Research & Management

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Peranan Literasi Keuangan Dalam Meningkatkan Financial Skill Pada Mahasiswa Ekonomi Syariah Angkatan 2022 Iain Sorong Lita Desiana.F; La Ode Obi; Nur Aisyah Indarningsih
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 1 (2025): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i1.2331

Abstract

This study aims to explore the role of financial literacy among students to enhance the financial skills of Sharia economics students of the 2022 batch. This research uses qualitative research methods with a descriptive approach. Data collection methods include observation, interviews, and documentation. The respondents in this study are Sharia economics students from the 2022 batch. Data were obtained through interviews with eight informants. The data analysis was conducted by data reduction, data presentation, and drawing conclusions, and the data validity test used by the researcher is data triangulation. Where this study conducted data analysis with data reduction, data presentation, and drawing conclusions, the data validity test used by the researcher was data triangulation. The results of this study indicate that financial literacy plays a role in improving students' financial skills, divided into several stages. These stages are the stages of determining sources of funds, using funds, and planning for the future. Another finding in this study is by providing opportunities in the form of education that can improve students' financial skills with seminars or workshops on an ongoing basis, and providing more relevant and practical learning subjects. Therefore, an integrated financial literacy education strategy is needed between academic institutes and students so that financial literacy can be improved sustainably
Encouraging Sustainable Development through ZIS: The Role of Islamic Philanthropy in Reducing Poverty and Enhancing Socioeconomic Welfare Nur Aisyah Indarningsih; Suci Wulandari Siregar; Hasbi Hasbi; Zahra Ramadhani Jasman
International Journal of Zakat Vol. 10 No. 1 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i1.598

Abstract

In an effort to achieve sustainable development, Islamic philanthropy through Zakat, Infaq, and Sadaqah (ZIS) plays an important role in reducing poverty and improving socio-economic welfare. This study aims to analyze the role of Zakat, Infaq, and Sadaqah (ZIS) as an instrument of Islamic philanthropy on poverty, income inequality, human development index and purchasing power in Indonesia in the long and short term. The data analysis techniques used in this study are in the form of Two-Way Fixed Effect Models-GMM for short-term testing and Vector Error Correction Model (VECM) for long-term. The results show that ZIS has a significant negative influence on poverty, income inequality, and HDI, both in the short and long term, indicating that ZIS distribution can help reduce social inequality and improve people's quality of life. In addition, ZIS has been shown to have a positive impact on people's purchasing power, which shows that the assistance provided can increase the economic capacity of individuals. This study suggests that governments and Islamic philanthropic institutions, such as BAZNAS, strengthen the management and distribution of ZIS with a focus on economic empowerment to maximize its impact on sustainable development.
Co-Authors Hasbi Hasbi La Ode Obi Lita Desiana.F Suci Wulandari Siregar Zahra Ramadhani Jasman