Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal JURNAL PENDIDIKAN TAMBUSAI Innovative: Journal Of Social Science Research
Linardi, Aisyah
Unknown Affiliation
Humanities Computer Science & IT Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Strategi Penguatan Modal Inti Bank Daerah: Analisis Kemitraan Bank Lampung dan Bank Jatim dalam Skema Kub Linardi, Aisyah; Ifanti, Mazidah Nur; R, M Maulana Khisby
Jurnal Pendidikan Tambusai Vol. 9 No. 2 (2025): Agustus
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i2.30135

Abstract

Bank Pembangunan Daerah (BPD) memiliki posisi strategis dalam mendorong pembangunan ekonomi lokal. Namun, tuntutan regulasi dari Otoritas Jasa Keuangan (OJK) terkait pemenuhan modal inti minimum sebesar Rp 3 triliun menjadi tantangan serius bagi banyak BPD, termasuk Bank Lampung. Keterbatasan kapasitas setoran modal dari pemerintah daerah serta rendahnya pertumbuhan laba menjadi hambatan utama. Di tengah keterbatasan tersebut, pembentukan Kelompok Usaha Bank (KUB) muncul sebagai strategi kolaboratif yang tidak hanya bertujuan memenuhi ketentuan modal, tetapi juga meningkatkan efisiensi, daya saing, dan keberlanjutan operasional. Studi ini mengkaji kolaborasi antara Bank Lampung dan Bank Jatim dalam skema KUB sebagai model alternatif dalam penguatan struktur permodalan. Dengan pendekatan studi literatur dan studi kasus, penelitian ini menunjukkan bahwa skema KUB berpotensi menjadi solusi jangka panjang, meskipun tetap memerlukan kehati-hatian dalam implementasinya mengingat dinamika kepemilikan dan integrasi antar institusi.
Strategi Pemerintah untuk Mengoptimalkan Pajak Melalui Kenaikan Tarif 12% Laili, Arshinta Rochmatul; Linardi, Aisyah; Ifanti, Mazidah Nur; R, M Maulana Khisby; Adriyanti, Aisha
Innovative: Journal Of Social Science Research Vol. 5 No. 4 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i4.19730

Abstract

The increase in the Value Added Tax rate to 12% is an important policy taken by the government to increase state revenue and support national development. This study aims to analyze the government's strategy in optimizing tax revenue through the rate increase policy, while maintaining public welfare and economic stability. The method used is a systematic literature study, by collecting and analyzing various reliable sources related to the impact and implementation strategy of this policy. The results of the study indicate that an increase in tax rates can significantly increase state revenue, but also has the potential to reduce people's purchasing power and increase inflation. To overcome these challenges, the government has implemented strategies such as intensive socialization, social protection for vulnerable groups, tax administration reform, and collaboration with various stakeholders. In addition, this policy is designed to only apply to luxury goods and services, while basic needs remain exempt. In conclusion, optimizing the tax rate increase policy requires an integrated and sustainable approach so that fiscal goals are achieved without burdening the community excessively.
Co-Authors Adriyanti, Aisha Ifanti, Mazidah Nur Laili, Arshinta Rochmatul R, M Maulana Khisby