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All Journal IIJSE Journal of Economics and Tourism
Budiarti, Rindu Reza
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Economics, Econometrics & Finance Social Sciences

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Literasi Keuangan Sebagai Keputusan Investasi: Studi Literature Review: Literasi Keuangan Sebagai Keputusan Investasi: Studi Literature Review Budiarti, Rindu Reza; Trisnaningsih, Sri
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 2 (2025): Inovasi dan Pengembangan Strategis: Meningkatkan Ekosistem Kewirausahaan dan Pemb
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i2.324

Abstract

Indonesians' interest in investing has increased significantly in recent years. However, the lack of a national financial literacy level that has not yet reached 50% raises concerns about the quality of investment decisions, especially among teenagers. This research examines the relationship between financial literacy and investment decisions based on previous studies. The authors used a literature study approach, analyzing 17 relevant scientific articles published from 2020 to 2024. The results showed that most studies found a positive and significant relationship between financial literacy and the quality of investment decisions. Individuals who are highly financially literate tend to make investment decisions that are rational varied, and in line with their long-term financial goals
Factors Influencing Investment Decision Making in Foreign Exchange: Financial Literacy, Risk Perception, Loss Aversion Budiarti, Rindu Reza; Trisnaningsih, Sri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7742

Abstract

Public interest in forex investment is increasing along with easier access to information and technological developments. However, many forex traders make investment decisions without adequate knowledge and consideration of risk. This study aims to examine the influence of financial literacy, risk perception, and loss aversion on forex investment decisions. The research population consists of forex traders in Surabaya with specific criteria. Questionnaires were distributed online using Google Forms as a data collection instrument. The research employs a quantitative approach using primary data and Partial Least Square (PLS) analysis. The results indicate that high levels of financial literacy enhance traders' ability to gather and analyze information before investing. Good risk perception encourages traders to be more cautious in facing forex market fluctuations. Loss aversion influences traders to avoid significant losses, leading them to be more selective in choosing investment strategies. These psychological factors become increasingly relevant with technological advancements and the ease of accessing trading platforms.
Co-Authors Sri Trisnaningsih