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Journal : Lensa Ekonomi

PENGARUH LITERASI KEUANGAN, TANGGUNGAN KELUARGA, DAN KOMITMEN KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PRIBADI DI KALANGAN MAHASISWA PENERIMA BEASISWA KIP Sudarma, Rizaldi Alfian; Tata, jan Felarius; Suruan, Ted; Orisu, Lillyani Margaretha
Lensa Ekonomi Vol 19 No 1 (2025): Lensa Ekonomi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30862/lensa.v19i1.415

Abstract

This study aims to analyze the influence of financial literacy, family dependents, and commitment on personal financial management among KIP- scholarship recipients,. Personal financial management is a crucial skill for students, particularly those who rely on financial aid. This research applies a quantitative approach using a survey method, involving 235 respondents selected through purposive sampling. Data analysis was conducted using multiple linear regression to examine both partial and simultaneous effects of the independent variables on the dependent variable. The results show that financial literacy and commitment have a significant partial effect on personal financial management, while family dependents do not have a significant effect. However, simultaneously, all three variables have a significant impact. These findings highlight the importance of strengthening financial literacy and individual commitment to support students' ability to manage their scholarship funds wisely and responsibly. This study provides valuable insights for universities and scholarship providers in designing effective financial education and development programs for students.
PENGARUH KOMPENSASI, ETOS KERJA DAN LINGKUNGAN KERJA TERHADAP KINERJA KARYAWAN PADA PT. MULTI ZHEKINAH CONSULTANS DI KOTA SORONG Jitmau, Melannesya F.; Bajari, Makarius; Tata, Jan Felarius
Lensa Ekonomi Vol 20 No 2 (2025): Lensa Ekonomi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30862/lensa.v20i2.444

Abstract

This study aims to determine the effect of compensation, work ethic and work environment on employee performance at PT. Multi Zhekinah Consultans in Sorong City. The type of research used is a quantitative descriptive approach. The population in this study were all employees of PT Multi Zhekinah Consultans Company as many as 34 respondents. The method used in determining the sample was the saturated sampling method. The data collection method used primary data by conducting observations, interviews, and distributing questionnaires. This research instrument used a Likert scale with a data analysis method, namely multiple linear regression analysis using SPSS statistical cofhcare. The results of the study indicate that the compensation variable has a partial effect on employee performance, then work ethic has an effect on employee performance while the work environment does not have a partial effect on employee performance. The results of the study showed that compensation, work ethic and work environment simultaneously have an effect on employee performance.