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All Journal Dialektika: Jurnal Ekonomi dan Ilmu Sosial JSE: Jurnal Sharia Economica
Maulida, Nabila Adenina Zidni
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Analisis Efisiensi Operasional BMT UGT Sidogiri Sebelum dan Sesudah Implementasi Aplikasi Mobile UGT: Studi Kasus capem Gadang Maulida, Nabila Adenina Zidni; Suhaimah, Suhaimah
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2152

Abstract

This study aims to analyze efforts to improve operational efficiency at BMT UGT Sidogiri through the use of the Mobile UGT application. The background of this study is the need for digital transformation to accelerate the service process and improve operational quality, especially in Capem Gadang. The method used is qualitative with a case study approach. Data collection was carried out through observation, interviews, and documentation studies of 10 informants consisting of staff and members of BMT UGT Sidogiri. The focus of the study is Capem Gadang. The results of the study indicate that the use of the Mobile UGT application significantly facilitates the transaction process, accelerates services, and improves the accuracy of administrative and financial data. This application also expands the reach of services and increases member satisfaction without causing significant operational constraints. In practice, this study recommends the adoption of digital technology through the Mobile UGT application as an effective strategy in improving operational efficiency and encouraging the growth of technology-based sharia financial services at BMT UGT Sidogiri. In conclusion, the presence of the Mobile UGT application has been proven to be able to improve operational efficiency while providing a positive impact on the development of technology-based sharia financial services
Pengaruh Zakat terhadap Variabel Makroekonomi: Pendekatan VECM Ja'far, Achmad Mu'afi; Suprayitno, Eko; Julaihah, Umi; Maulida, Nabila Adenina Zidni
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 10 No 2 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v10i2.7274

Abstract

Indonesia's economic growth has not fully translated into an increase in inclusive welfare, because the growth of the economy in the first quarter of 2024 was offset by millions of people who are still below the poverty line and experience limited access to education, health, and decent living standards. This study aims to analyze the causal and cointegration relationships between zakat, economic growth, Human Development Index (HDI), and poverty in Indonesia. Using annual data from 2013 to 2023, this study applies the Vector Error Correction Model (VECM) approach, including stationarity tests, optimal lag determination, Johansen cointegration test, Granger causality. The results indicate the existence of long-term relationships among the variables, with zakat exerting a significant influence on reducing poverty and improving HDI. However, the influence of zakat on economic growth is relatively insignificant. This research contributes to the Islamic economics literature and provides a strategic policy foundation for optimizing national zakat management.
Co-Authors Eko Suprayitno Ja'far, Achmad Mu'afi Julaihah, Umi suhaimah, suhaimah