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All Journal ADI Bisnis Digital Interdisiplin (ABDI Jurnal)
Muhamad, Jihad Fadel
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science

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Enhancing Transparency and Efficiency in Startupreneur Development through Blockchain Enabled Digital Finance: Transparansi dan Efisiensi Pengembangan Startupreneur pada Keuangan Digital Berbasis Teknologi Blockchain Andayani, Dwi; Muhamad, Jihad Fadel; Lutfiani, Ninda; Wahid, Wahyu Nur; Moyo, Kgomotso
ADI Bisnis Digital Interdisiplin Jurnal Vol 6 No 1 (2025): ADI Bisnis Digital Interdisiplin (ABDI Jurnal)
Publisher : ADI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/abdi.v6i1.1236

Abstract

Blockchain technology has become a vital foundation in the transformation of digital financial systems, particularly in supporting the growth of startupreneurs whorequire fast, secure, and transparent financial access. This study aims to analyze howtheimplementation ofblockchain technology can enhance operational efficiency and financial transparency in the development of digital startup businesses. Using a qualitative approach through literature review and best practice analysis, the research reveals that blockchain enables decentralized transactions, minimizes intermediaries, and ensures high data integrity ultimately strengthening investor and consumer trust in the startupreneur ecosystem. The adoption of smart contracts, immutable records, and automated verification also contributes to accelerating financial processes and mitigating fraud risks. However, challenges such as regulatory complexity, digital infrastructure readiness, and data security concerns remain obstacles to widespread blockchain adoption. These findings affirm that blockchain holds significant potential in creating a more inclusive, efficient, and sustainable digital financial model, in line with Sustainable Development Goals (SDGs) points 8 and 9. Recommendations are provided for startupreneurs and stakeholders to strategically integrate this technology into digital business development.
Co-Authors Dwi Andayani, Dwi Moyo, Kgomotso Ninda Lutfiani Wahid, Wahyu Nur