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All Journal Golden Ratio of Data in Summary Jurnal Pengabdian Masyarakat Bangsa
Utami, Mimi Sri
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Peningkatan Pelayanan Haji Melalui Migrasi Tabungan dan Penempatan Aset di Bank Syariah Indonesia Mataram Pejanggik 2 Utami, Mimi Sri; Safitri, Mardiana Nur Ayu; Dewi, Sulastri Rahayu; Junaedi, Maedina; Suprapti, Ida Ayu Putri
Jurnal Pengabdian Masyarakat Bangsa Vol. 3 No. 5 (2025): Juli
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v3i5.2649

Abstract

Upaya peningkatan kualitas pelayanan haji dilakukan melalui dua strategi utama, yaitu proses migrasi tabungan haji dari rekening sebelumnya di bank syariah yang telah bergabung menjadi Bank Syariah Indonesia (BSI), serta penempatan aset dalam bentuk produk emas syariah. Kegiatan ini dilaksanakan di BSI Kantor Cabang Mataram Pejanggik dengan melibatkan nasabah eksisting dan calon jamaah haji. Proses migrasi bertujuan untuk menyatukan data nasabah ke dalam sistem BSI secara terintegrasi, sedangkan penawaran produk emas syariah dimaksudkan sebagai alternatif perencanaan dana pelunasan haji. Hasil pelaksanaan menunjukkan peningkatan jumlah rekening yang berhasil dimigrasi serta antusiasme nasabah terhadap produk emas sebagai sarana penempatan dana jangka panjang. Strategi ini memperkuat posisi BSI dalam menyediakan layanan haji yang efektif, aman, dan sesuai prinsip syariah.
Analysis of Economic Disparities and Leading Sectors Between Lombok and Sumbawa Islands, 2020–2024 Utami, Mimi Sri; Emi Salma
Golden Ratio of Data in Summary Vol. 6 No. 1 (2026): November - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v6i1.1847

Abstract

Regional economic disparities between Lombok Island and Sumbawa Island remain a major development challenge in West Nusa Tenggara Province (NTB), particularly in terms of uneven sectoral growth and regional economic concentration. This study analyzes the economic structure and identifies leading sectors in NTB during the 2020–2024 period using the Klassen Typology and Location Quotient (LQ) methods. The analysis employs secondary data on Gross Regional Domestic Product (GRDP) at constant 2010 prices published by the Central Statistics Agency, supported by relevant literature. Economic sectors are classified based on their growth rates and contributions to GRDP to distinguish advanced and fast-growing sectors, potential sectors, and relatively underdeveloped sectors. The findings indicate that regions on Lombok Island—especially Mataram City and West Lombok Regency—are dominated by advanced and fast-growing sectors, primarily modern services such as trade, transportation, accommodation and food services, finance, education, and health. In contrast, Sumbawa Island is characterized by a concentration in agriculture, fisheries, mining, and basic services, which largely fall into the potential or relatively underdeveloped categories.  LQ analysis further confirms that Lombok Island’s economic base is driven by trade, tourism, real estate, and educational services, while Sumbawa Island relies more heavily on agriculture, construction, and mining sectors. These findings demonstrate persistent regional economic disparities in NTB and highlight the need for region-specific development policies. The future development strategy is directed at strengthening the base sector in each region, diversifying the economy, and strengthening connectivity between regions to create inclusive and equitable growth.
Co-Authors Dewi, Sulastri Rahayu Emi Salma Junaedi, Maedina Safitri, Mardiana Nur Ayu Suprapti, Ida Ayu Putri