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All Journal West Science Social and Humanities Studies Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
Amrullah, Ata
Unknown Affiliation
Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Fintech Keuangan Syariah dalam Perspektif Konsep Syariah Amrullah, Ata; Hasan, Asyari
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 8 No. 2 (2021)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v8i2.6445

Abstract

The contextual phenomenon, sharia-based Fintech is an alternative to provide a convenience solution of the transaction process. This study wether Islamic finance fintech is in accordance with the perspective of the sharia concept or vice versa, the type of research used in this study is a literature study obtained from various sources. The specifications of this research are descriptive qualitative, namely describing the research subjects. The results show that Islamic Fintech is in accordance with the perspective of the sharia concept as evidenced by the sharia concept that must be fulfilled in transactions, namely, avoiding ribha, mayshir, tadlhis and gharar. Education related to Fintech according to the principles of sharia values ​​and concepts must target all levels of society. The development of sharia fintech is focused on the government as a regulator, higher education institutions, as well as the banking industry and other financial institutions. Fintech convenience services make people's financial needs easier to be met, as Muslims, all financial transaction processes must be based on sharia principles.
Analysis of IoT Technology Utilization and Inventory Management System on Operational Efficiency and Visitor Experience at Tourism Destinations in Bandung Judijanto, Loso; Suharto, Bambang; Amrullah, Ata
West Science Social and Humanities Studies Vol. 2 No. 12 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i12.1493

Abstract

This study examines the impact of IoT technology utilization and inventory management systems on operational efficiency and visitor experience at tourism destinations in Bandung City. Employing a quantitative research approach, data were collected from 220 respondents using a structured questionnaire with a Likert scale (1–5). The relationships among variables were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The findings reveal that both IoT technology and inventory management systems significantly enhance operational efficiency, which in turn positively impacts visitor experience. IoT technology showed a stronger direct effect on visitor experience, while inventory management systems had a greater influence on operational efficiency. Operational efficiency also played a mediating role, linking technological and management practices to improved visitor satisfaction. These results highlight the importance of integrating advanced technologies and efficient management systems to enhance the competitiveness and service quality of tourism destinations. The study provides actionable insights for tourism stakeholders to prioritize technology investments and strategic planning for sustainable growth.
Co-Authors Asyari Hasan, Asyari Bambang Suharto Judijanto, Loso