Margolang, Yusrinaldi Rahman
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Analysis of Management of Santri Mini Bank (BMS) on Quran Memorization Institute Foundation Islamic Centre North Sumatra Margolang, Yusrinaldi Rahman; Rahmayati
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7552

Abstract

The purpose of this study is to analyze financial managementSantri Mini Bank (BMS) inQuran Memorization Center FoundationIslamic Center of North Sumatra. BMS is here as a solution to students' financial problems, such as sending funds from guardians and the risk of losing money.The methods used are those that have a case study approach through interviews, observations and documentation. The results showThe manual system creates operational challenges such as queues and delays in disbursement of funds. Digitization through e-money and information technology-based record-keeping is recommended to improve efficiency, transparency, and accountability. With the right strategy, BMS has the potential to become a secure and educational financial system for Islamic boarding school students.