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Patria Wirabhakti Wicaksono
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Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Pengelolaan Keuangan pada Ibu Rumah Tangga Di Desa Telukan Kecamatan Grogol Kabupaten Sukoharjo Patria Wirabhakti Wicaksono; Rina Susanti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 7 (2025): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i7.6091

Abstract

This study aims to analyze the Influence of Financial Literacy, Financial Attitudes on Financial Management of Housewives in Telukan Village. Data collection in this study used a questionnaire distributed to respondents. The sample in this study amounted to 100 respondents who were housewives in Telukan Village, Grogol District, Sukoharjo Regency with a sampling technique of Purposive sampling. The analysis method used in this study is the Classical Assumption Test, Descriptive Statistics, Multiple Linear Regression Analysis, T Test, Simultaneous Test (F), Determination Coefficient Test (R²).Based on the results of the t-test, the study shows that financial literacy has a significant effect on financial management, and financial attitudes have a significant effect on financial management. The results of the multiple linear regression analysis of this study are Y = 4.524 + 0.266 X1 + 0.312 X2 + e. The results of the F test show that the variables of financial literacy, financial attitudes have a significant effect simultaneously on financial management. The results obtained from the coefficient of determination (R²) are 0.558, meaning that the amount of contribution of the independent influence of X1 (Financial Literacy) and X2 (Financial Attitude) to Y (Financial Management) is 55.8%. The rest (100% - 55.8%) = 44.2% is influenced by variables not included in this study.
Co-Authors Rina Susanti