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All Journal Diroyah : Jurnal Studi Ilmu Hadis AT-TASYRI' Jurnal Ilmiah Prodi Muamalah
Hawari, Rafif
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Religion

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Hadith Perspectives on Labor Welfare: The Principle of Compensation for Effort Amirul Haq, Ichsan; Hawari, Rafif; Muhamad Ashoni, Akbar; Nusantara, Zamzani
Diroyah : Jurnal Studi Ilmu Hadis Vol. 9 No. 2 (2025): Diroyah: Jurnal Studi Ilmu Hadis
Publisher : Prodi Ilmu Hadis Fakultas Ushuluddin UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/diroyah.v9i2.43068

Abstract

The issue of worker welfare and fair compensation is becoming increasingly important in the modern world of work. Islamic values, especially those contained in the hadith, provide ethical guidance in creating fair labor practices. The hadith of the Prophet Muhammad PBUH which reads “Give wages to workers before their sweat dries” emphasizes the importance of timely payment of wages as a form of respect for workers' rights and prevention of exploitation. This research aims to explore the application of Islamic principles related to wage justice and the protection of workers' rights, focusing on the contemporary context where late payment of wages is still a significant problem. A qualitative approach is used to analyze relevant hadiths and interpretations of scholars, as well as to review literature and case studies to understand the impact of wage payments on workers' welfare. The findings show that timely payment of wages not only reflects fairness, but also contributes to workers' financial well-being, preserves their dignity, and increases satisfaction and productivity. Compliance with the principle of fair wage distribution also encourages the creation of a positive and harmonious work culture. The study concludes that Islamic principles of justice and welfare are universal and relevant to address the challenges of modern employment. The application of these principles can create mutually beneficial working relationships and support the formation of a more just and prosperous society
Legal and Ethical Dimensions of Pension Fund Management: The Role of DSN-MUI Fatwas in Sharia and Conventional Systems Hawari, Rafif; Ashoni, Akbar Muhamad
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/4bahxh16

Abstract

Indonesia’s pension fund system operates within a dual financial framework consisting of conventional and Sharia-based schemes. While conventional pension funds prioritize investment flexibility and return maximization, Sharia pension funds emphasize compliance with Islamic legal and ethical principles. This duality raises important legal and ethical questions, particularly regarding the role of DSN-MUI fatwas as normative instruments within Indonesia’s positive legal system. This study employs a qualitative descriptive approach based on literature review, regulatory analysis, and examination of relevant fatwas and statutory regulations. Primary and secondary data were analyzed to compare the legal foundations, governance structures, investment mechanisms, and ethical dimensions of conventional and Sharia pension fund management in Indonesia. The findings reveal that conventional pension funds are primarily regulated by Law No. 11 of 1992 and OJK regulations, focusing on financial efficiency and market-based returns. In contrast, Sharia pension funds are governed by an additional normative framework derived from DSN-MUI fatwas, particularly Fatwa No. 88/DSN-MUI/XI/2013, which mandates the avoidance of riba, gharar, and maysir. Although DSN-MUI fatwas are not legally binding in a formal sense, their integration into regulatory policies and operational requirements—such as the establishment of Sharia Supervisory Boards—significantly influences governance practices, transparency, and participant protection. The study highlights that the incorporation of Sharia ethical principles through DSN-MUI fatwas enhances accountability, trust, and long-term sustainability in pension fund management. While conventional pension funds benefit from broader investment diversification, Sharia pension funds offer stronger ethical safeguards and lower risk exposure. The findings suggest that a synergistic legal framework integrating state regulation and Sharia ethics can strengthen Indonesia’s pension fund system by balancing financial performance with moral responsibility.
Co-Authors Amirul Haq, Ichsan Ashoni, Akbar Muhamad Muhamad Ashoni, Akbar Nusantara, Zamzani