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All Journal IRA Jurnal Pengabdian Kepada Masyarakat EBISMA: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi
Pasha, Naurah Islami
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Economics, Econometrics & Finance Education Energy Engineering Industrial & Manufacturing Engineering Mechanical Engineering Other

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Pelatihan Digitalisasi Pembukuan Menggunakan Credibook Pada UMKM Tahu Tempe UD. Sumber Hidup Purnama, Ita; Arlin, Wulan; Pasha, Naurah Islami
IRA Jurnal Pengabdian Kepada Masyarakat (IRAJPKM) Vol 3 No 2 (2025): Agustus
Publisher : CV. IRA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56862/irajpkm.v3i2.224

Abstract

Training on the use of Credibook digital technology was conducted to improve financial management capacity in micro, small, and medium enterprises (MSMEs) producing tofu and tempeh in UD. Source of Livelihood in Bima City. The training aims to provide a comprehensive understanding of how to utilize the main features of the application, such as transaction recording, inventory management, monitoring of receivables and payables, and the automatic generation of financial reports. The implementation methods included a needs assessment phase, Credibook application awareness sessions, technical training on digital transaction recording, and an evaluation of changes in financial management. The training results showed that MSMEs managers were able to operate the application independently, with skills in recording daily transactions, managing accounts receivable and payable, monitoring inventory, and generating automated financial reports. The use of Credibook has proven to enhance operational efficiency and financial recording accuracy compared to previous conventional or manual methods. These findings indicate that digitalizing bookkeeping through a simple application can be an effective solution in promoting the growth and sustainability of SMEs, particularly in the traditional food industry sector.
Pengaruh Dana Pihak Ketiga Dan Kredit Bermasalah Terhadap Profitabilitas Pada Sub Sektor Perbankan Yang Terdaftar Di Bursa Efek Indonesia Pasha, Naurah Islami; Alwi, Alwi; Juwani, Juwani
EBISMA : Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi Vol. 1 No. 02 (2025): EBISMA: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi
Publisher : EBISMA : Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi

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Abstract

This study aims to analyze the effect of third party funds (DPK) and non-performing loans (NPL) on bank profitability proxied through Return on Assets (ROA) in the banking sub-sector listed on the Indonesia Stock Exchange (IDX), especially in the Bank Group Based on Core Capital (KBMI) IV which includes Bank Mandiri, BRI, BCA, and BNI during the 2019-2023 period. The method used is a quantitative approach with multiple linear regression testing and classical assumption testing. The results showed that partially, DPK has a positive and significant effect on ROA, while NPL has a negative and significant effect on ROA. Simultaneously, both variables also have a significant effect on ROA. The findings indicate that the effectiveness of fund raising and credit risk management are key factors in improving bank financial performance in the Indonesian banking sector.
Co-Authors Alwi Alwi Arlin, Wulan Ita Purnama, Ita Juwani, Juwani