Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Journal of Regional Economics and Development International Journal of Business and Quality Research
Maulana, Muhammad Firman
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analysis of the Influence of Poverty, Unemployment Rate, and Economic Growth on the Human Development Index in West Nusa Tenggara Province Maulana, Muhammad Firman; Huda, Syamsul
Journal of Regional Economics and Development Vol. 2 No. 4 (2025): August
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jred.v2i4.859

Abstract

This study aims to analyze the influence of Poverty, Unemployment Rate, and Economic Growth on the Human Development Index (HDI) in West Nusa Tenggara Province during the period 2014-2024. The research method used was multiple linear regression analysis to identify the relationship and significance between variables with the SPSS version 25 tool. The results of the study show that Poverty has a negative influence on the Human Development Index. Meanwhile, the Unemployment Rate does not show a significant influence on the Human Development Index. Economic Growth Found to Have a Positive Effect on Economic Growth, This study provides important implications for policy making in an effort to improve the Human Development Index in West Nusa Tenggara Province through an integrated handling of poverty and unemployment problems.
The Relationship Between Cybersecurity and Public Trust in Digital Services Based on Fintech Lending Applications Harry Sudhana; Dhian Tyas Untari; Syarif, Ahmad; Ardini, Nyayu Maya; Maulana, Muhammad Firman; Zulfikar, Pandri
International Journal of Business and Quality Research Vol. 4 No. 02 (2026): International Journal of Business and Quality Research (IJBQR)
Publisher : Citakonsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijbqr.v4i02.3392

Abstract

The rapid growth of fintech lending applications has significantly transformed access to financial services, especially in developing countries. These platforms provide fast, convenient, and accessible financial solutions; however, they also raise critical concerns regarding cybersecurity and data protection. This study aims to analyze the relationship between cybersecurity and public trust in digital lending applications through a qualitative literature review. Cybersecurity is a key determinant of trust, as users must share sensitive personal and financial information when accessing digital lending services. Empirical studies indicate that data breaches, unauthorized access, and misuse of personal data significantly reduce consumer trust. Conversely, strong cybersecurity mechanisms such as encryption, authentication systems, and regulatory compliance enhance trust and encourage adoption This paper finds that cybersecurity is not only a technical requirement but also a strategic factor in building sustainable trust relationships between users and fintech providers. Strengthening cybersecurity frameworks, improving regulatory enforcement, and increasing digital literacy are essential to fostering trust in digital lending ecosystems. The study contributes to the understanding of how cybersecurity influences trust and provides insights for policymakers and fintech providers in developing secure and reliable digital financial services. Keywords: Cybersecurity, Fintech Lending, Digital Trust, Data Protection, User Behavior
Co-Authors Ahmad Syarif Ardini, Nyayu Maya Harry Sudhana Syamsul Huda Untari, Dhian Tyas Zulfikar, Pandri