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All Journal Moneter : Jurnal Keuangan dan Perbankan As-Syirkah: Islamic Economic & Financial Journal
Haryanti, Nadya
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Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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Analysis of E-Commerce and Fintech Applications in Promoting UMKM Development in Padangsidempuan Haryanti, Nadya; Nurbaiti, Nurbaiti; Ikhsan Harahap, Muhammad
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.316

Abstract

The purpose of this research is to see the development of Fintech technology and E-Commerce for UMKM in Padangsidimpuan city. The development of financial technology in Padangsidimpuan City is increasing, but there are still many people in Padangsidimpuan City who have not been served and use information technology. This study uses a qualitative approach with the types of data used by this study are primary and secondary data. Primary data, obtained based on interviews with respondents or informants. While secondary data obtained from journal literature, data, news, surveys, reports and theories related to research problems. This study uses analysis seen from the IFAS and EFAS matrices obtained from informants who are MSMEs in Padangsidimpuan City. The results of the study show that an aggressive strategy is the right strategy in encouraging the development of UMKM in Padangsidimpuan City to continue to maximize the strengths and opportunities that exist. From the results of the interviews, technological developments have not completely affected the SMEs of Padangsidimpuan City, because some of them are still attached to traditional culture. However, some of the UMKM in Padangsidimpuan City have used Fintech and E-Commerce services in their companies.
Pengelolaan Anggaran dan Perangkat Daerah Sekretariat DPRD Kota Padang Sidempuan Haryanti, Nadya; Apriliani, Susi
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 2 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/gj4f4376

Abstract

This study aims to determine the Effectiveness of Financial Management in the Secretariat Office of the Padang Sidimpuan District Representative Office which is carried out by the Administration and Secretariat Section of the Financial Management Subdivision regarding Financial Management Effectiveness which includes Budget Planning, Budget Implementation, Budget Reporting and Budgeting. This research uses the method of Financial Management. qualitative. The research informants consisted of the Secretary of the Regional House of Representatives, the Head of Administration and Secretariat, the Head of Sub-Planning and Finance, the Spending Treasurer, and the Planning and Finance Section Staff with a total of 5 informants, the data source consisted of primary and secondary data obtained from collection techniques. data by observing, interviewing, and documenting. The results of the study show that the effectiveness of financial management at the Secretariat of the Regional Representative Council of Padang Sidimpuan Regency is quite good and systematic. improvement of facilities and infrastructure so that tasks can be achieved.  
Co-Authors Apriliani, Susi Ikhsan Harahap, Muhammad Indradewa, Rhian