Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Riset Perbankan, Manajemen dan Akuntansi
Drajati, Dewi Prasetyan
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Literasi Keuangan Terhadap Penggunaan Paylater Dengan Variabel Gaya Hidup Sebagai Variabel mediasi Drajati, Dewi Prasetyan; Hanantijo, G.M. Djoko
Jurnal Riset Perbankan Manajemen dan Akuntansi Vol 9 No 2 (2025): Jurnal Riset Perbankan, Manajemen dan Akuntansi
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jrpma.v9i2.206

Abstract

Ampetitive prices during pandemic Covid- 19. E-commerce provided several ways to do payment such as bank transfer, credit card, e-wallet, cash on delivery, and paylater. Paylater was one of the most favorite used features because buyer could get the product and paid for it later. Paylater had increased transaction up to 91% in e- commerce. Paylater usage had to be controlled because there would be huge risk like big amount of debt if buyer didn’t pay the installments. Financial literacy and lifestyle were considered to be factors that could controlled the paylater feature usage. Inside this research there would be 384 respondents who work as employee at private companies at Jakarta. Based on the data calculation by using SmartPLS, financial literacy and lifestyle positively significant to influence paylater feature usage.
Co-Authors Hanantijo, G.M. Djoko