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All Journal Bulletin of Indonesian Islamic Studies Journal of Islamic economics Perspectives (JIEP)
Zuhal Azzamul A'la
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Religion Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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Islamic Economics and MSME Empowerment: Fish Processing Strategies in South Lampung Novitasari; Nursyamsi Hamza; Zuhal Azzamul A'la
Journal of Islamic Economics Perspectives Vol. 7 No. 2 (2025): September (2025) Journal of Islamic Economics Perspectives
Publisher : Faculty of Islamic Economics and Business, State Islamic University of  Kiai Haji Achmad Siddiq Jember, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/f10hab12

Abstract

This study examines empowerment strategies for Micro, Small, and Medium Enterprises (MSMEs) in the fish processing sector at BOM Pier Kalianda, South Lampung, with a particular focus on their implications from an Islamic economic perspective. Despite the area’s substantial potential in fish processing, MSMEs face persistent challenges, including limited facilities, restricted access to training, and insufficient financing. Employing a descriptive qualitative design, this research collected primary data through interviews and direct observation with 23 informants, complemented by secondary sources from documents and literature. Data were analysed using the Importance Performance Analysis (IPA) method to assess the importance and satisfaction levels of 35 empowerment indicators. The findings show that product innovation training, access to raw materials, and financing fall under Quadrant II (priority for improvement), whereas local market access, product quality, and marketing training fall under Quadrant I (to be maintained). From an Islamic economic perspective, empowerment enhances distributive justice, promotes ethical business conduct, and fosters economic self-reliance among coastal communities. The results highlight that empowerment efforts at BOM Pier have generated positive impacts but remain constrained by technical skill gaps, limited access to Sharia-compliant financing, and weak compliance with quality standards. Strengthening policy coordination, infrastructure provision, and financing schemes rooted in Islamic principles is therefore essential for ensuring sustainable MSME development and inclusive economic growth.
Inalienable Land: Waqf-Based Land Tenure Security for Cooperative Urban Housing in Indonesia Adam Ridho Muzakki; Zuhal Azzamul A'la
Bulletin of Indonesian Islamic Studies Vol. 4 No. 2 (2025): Bulletin of Indonesian Islamic Studies
Publisher : KURAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/biis.v4i2.1689

Abstract

The provision of affordable community-driven cooperative housing models presents a promising alternative in Indonesia, optimizing land use by separating building costs from land ownership. However, the viability of this model is fundamentally undermined by land tenure insecurity. Residents who invest in the construction of their houses remain vulnerable, as the land held under a long-term lease can be sold, mortgaged, or alienated by the original landowner, risking their long-term security. This study conceptualizes Islamic legal framework of waqf (endowment) as a direct legal remedy to this specific vulnerability. This study employs a qualitative socio-legal analysis, collecting data through classical fiqh text that further analyzed for its feasibility within Indonesia’s contemporary Law No. 41 of 2004 concerning waqf, and used the Rujak Center for Urban Studies (RCUS) cooperative housing model as a case study. The results demonstrate that by synthesizing the principles of perpetuity and inalienability with the separation of corpus and usufruct, the risk from landowner default or third-party sale is mitigated. This study contributes a novel legal framework that reconceptualizes waqf not merely as a charitable act, but as an instrument for land tenure security.
Co-Authors Adam Ridho Muzakki NOVITASARI Nursyamsi Hamza