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All Journal Jurnal Ekonomi Aktual Ecobankers : Journal of Economy and Banking
Ghofur, Umrotul
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Economics, Econometrics & Finance

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Analisis Pendistribusian Zakat Produktif Dalam Pemberdayaan Ekonomi Mustahik (Kajian Pada Baznas Kabupaten Tanjung Jabung Timur) Ghofur, Umrotul
Ecobankers : Journal of Economy and Banking Vol. 5 No. 1 (2024): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v5i1.1855

Abstract

Penelitian ini menekankan pentingnya zakat dalam pengembangan ekonomi di negara berkembang yang sering menghadapi masalah kemiskinan dan pengangguran. Zakat dianggap sebagai ibadah Maliyah ijtima’iyyah yang memiliki dimensi material dan sosial yang penting untuk meningkatkan kesejahteraan masyarakat. Tujuan penelitian adalah menganalisis pendistribusian zakat produktif oleh BAZNAS Kabupaten Tanjung Jabung Timur dengan metode penelitian kualitatif deskriptif menggunakan observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan implementasi langkah-langkah pemberdayaan zakat produktif oleh BAZNAS, termasuk perencanaan, pengorganisasian, pengumpulan data, dan pengawasan. Namun, penelitian juga mengidentifikasi dua hambatan, yaitu faktor internal seperti dana terbatas, kurangnya koordinasi, dan kekurangan sumber daya manusia, serta faktor eksternal seperti pembayaran zakat di luar institusi amil dan kurangnya pemahaman mustahik terkait manajemen bisnis.
Systematic Literature Review (SLR) Peran Asuransi Syariah dalam Membantu Perkembangan UMKM Ghofur, Umrotul
Jurnal Ekonomi Aktual Vol 3 No 3 (2024): Jurnal Ekonomi Aktual
Publisher : WIDA Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53867/jea.v3i3.98

Abstract

This article discusses the role of Islamic insurance in assisting the development of small and medium enterprises (UMKM). Islamic insurance has two contracts, namely Tijarah and Tabarru'. As part of efforts to support the development of UMKM, Islamic insurance introduces a new innovation, which is Tabarru' mutual assistance between UMKM participants and the insurance party. The profit will be shared because it is done by the insurance party, which uses the principle of Shariah. In Islamic insurance there is also Tijarah which also provides benefits to UMKM, and in Islamic insurance there is already Halal guarantee by the Indonesian Council of Ulama (MUI) through the fatwa DSN (National Shariah Council with Fatwa No. 21/DSN-MUI/X/2001 on general guidelines for Islamic insurance. The method used in this research is the Systematic Literature Review (SLR) by Bettany-Saltiknov (2012) by summarizing findings from previous relevant studies. Therefore, topics considered relevant to this research will be discussed, criticized, and concluded.
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