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All Journal SENTRI: Jurnal Riset Ilmiah Technology and Economics Law Journal
Marliana, Gina
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Aerospace Engineering Humanities Computer Science & IT Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Peluang dan Aspek Hukum Investasi Asing dalam Bisnis Carbon Capture Storage di Indonesia Marliana, Gina
SENTRI: Jurnal Riset Ilmiah Vol. 4 No. 9 (2025): SENTRI : Jurnal Riset Ilmiah, September 2025
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v4i9.4662

Abstract

Indonesia strengthens its commitment to Net Zero Emissions (NZE) through the ratification of the Paris Agreement (Law No. 16 of 2016) and establishes a regulatory framework for Carbon Capture and Storage (CCS) through Presidential Regulation No. 14 of 2024 and Minister of Energy and Mineral Resources Regulation No. 16 of 2024. These regulations aim to reduce emissions while attracting foreign direct investment (FDI). With its vast geographic potential, Indonesia is considered strategically positioned to become a carbon storage hub, and the existence of CCS regulations is expected to attract global investors. However, certainty for foreign investors cannot rely solely on CCS regulations; it must align with Law No. 25 of 2007 on Investment, which has been adjusted by the Job Creation Law (Law No. 6 of 2023) to ensure legal certainty and non-discrimination amid global competition. This paper assesses the alignment of the CCS legal framework with investment law provisions, identifies implementation gaps, and evaluates the application of non-discrimination principles. The research method employs normative/doctrinal legal research (statute and conceptual approach) based on regulations and literature, with qualitative analysis to formulate recommendations for strengthening the CCS investment climate.
Perlindungan Hukum Penyelenggara Peer to Peer Lending dalam Penagihan Wanprestasi Peminjam Marliana, Gina; Al Baisar, Moch Teguh; Saputera, Khoirul Amri
Technology and Economics Law Journal
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid growth of the peer-to-peer (P2P) lending industry in Indonesia has increased financial access for the public and micro-businesses, but this has been accompanied by an increase in default risks that threaten the stability of the industry. This study analyzes the legal framework governing protection for P2P lending operators and ethical and legally compliant collection strategies when borrowers default. Various regulations, including the PDP Law, ITE Law, P2SK Law, POJK 10/2022, POJK 40/2024, and SE OJK 19/2023, stipulate that operators must implement strict governance, identity verification, personal data protection, and collection ethics. Although the risk of default is in principle borne by the lender, operators still have an administrative responsibility to ensure transparency, accuracy of credit assessment, and complaint mechanisms. The findings of the study show that problems arise from weak risk analysis, misuse of personal data as false collateral, default communities, and illegal collection practices. This study offers mitigation strategies, including regulatory harmonization, national guidelines for handling defaults, provision of insurance schemes, strengthening of internal governance, dispute resolution through mediation or arbitration, and the application of RegTech in supervision. This study concludes that the sustainability of the P2P lending industry requires a balance between innovation, consumer protection, and legal certainty.
Co-Authors Al Baisar, Moch Teguh Saputera, Khoirul Amri