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All Journal JOURNAL OF APPLIED BUSINESS ADMINISTRATION Journal of Business Inflation Management and Accounting
Rahman, Alif Zuan
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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The Influence of Financial Literacy, Religiosity, and Financial Technology on the Financial Behavior of Generation Z in Medan City Rahman, Alif Zuan; Daulay, Aqwa Naser; Nasution, Muhammad Lathief Ilhamy
Journal of Applied Business Administration Vol 9 No 2 (2025): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.10886

Abstract

The research intended to examine the influence of financial literacy, fintech, and religiosity on Islamic financial behavior. The phenomenon underlying this research is the low level of public awareness, particularly among the younger generation, regarding financial management based on Sharia principles, despite the increasing trend in the use of Islamic financial products. A quantitative survey method was applied in this research, where data were obtained through questionnaires distributed to respondents and subsequently analyzed using multiple linear regression with SPSS support. The results show that financial literacy, religiosity, and financial technology positively and significantly affect Islamic financial behavior. Among these variables, religiosity has the most dominant influence in encouraging Sharia-compliant financial behavior. The finding suggests that an increased degree of religiosity enhances the likelihood of practicing financial activities in accordance with Islamic teachings. These findings imply that enhancing both religiosity and financial literacy can serve as effective strategies for fostering better Islamic financial behavior within society.
Analisis Potensi Industri Halal bagi Pelaku Usaha di Indonesia Melalui Program UMKM Rahman, Alif Zuan; Iqbal, Muhammad
Journal of Business Inflation Management and Accounting Vol 2, No 1 (2025): Januari 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/bima.v2i1.4665

Abstract

Industri merupakan sebuah kegiatan yang dilakukan oleheseorang individueatau kelompok dimana terdapat adanya sebuah proses perubahan dari sesuatu baik itu benda atau jasa menjadi sesuatu yang dapat menghasilkan uang. Industri dalam sejarah peradaban umat manusia pertama kali dilakukan dengan menggunakan apa saja yang disediakan oleh alam. Seperti ketika seseorang ingin mendapati sebuah guci, maka ia akan mencari tempat pembuatan guci yang seratus persen pengerjaannya bergantung pada sega hal yang disediakan di alam. Seiring berkembangnya zaman, indusri kian meningkat menjadi lebih modern dengan produk-produk yang dinilai lebih mempermudah penkerjaan manusia. Dalam hal ini, peneliti akan mencoba mengungkap seberapa besar potensi penerapan industri halal di lingkungan para wirausahawan Indonesia.
Co-Authors Aqwa Naser Daulay Muhammad Iqbal Muhammad Lathief Ilhamy Nasution