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All Journal IECON: International Economics and Business Conference
Syifa Azizah
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Economics, Econometrics & Finance

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The Influence of Financial Literacy, Locus Of Control and Lifestyle on Cashless Society Behavior of Gen Z in Pontianak City Syifa Azizah; Heni Safitri; Dedi Hariyanto
IECON: International Economics and Business Conference Vol. 3 No. 1 (2025): International Conference on Economics and Business (IECON-3)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/zcdnzf70

Abstract

The purpose of this study is to investigate the impact of financial literacy, locus of control, and lifestyle on the cashless society behavior of Generation Z in Pontianak City.  This study employs quantitative methodologies.  Pontianak City's Generation Z population was researched.  The study sample was chosen using a purposive sampling method, in which the sample was chosen based on certain characteristics requested by the researcher.  This survey had a total of 100 respondents.  The outcomes of the study suggest that financial literacy has a positive and significant influence on cashless society behavior.  On the other hand, locus of control has a negative and minor influence on cashless society behavior.  And lifestyle has a favorable and important influence on cashless society behavior. 
Co-Authors Dedi Hariyanto Heni Safitri