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All Journal International Journal of Economics Development Research (IJEDR) International Journal of Application on Economics and Business
Septiari, Ketut Fransiska
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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The Influence of Business Legality, Entrepreneurial Mindset, and Digital Transformation on Increasing the Competitiveness of MSMEs in Buleleng Regency Suardika, Ketut; Septiari, Ketut Fransiska
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 6 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i6.9042

Abstract

This study aims to determine how the influence of Business Legality, Entrepreneurial Mindset and Digital Transformation on Increasing Competitiveness in Micro, Small and Medium Enterprises (MSMEs) in Buleleng Regency. This study uses a quantitative approach, with the data collection technique used is a questionnaire distributed with Google Form media and a physical questionnaire assisted by the PLUT KUMKM Buleleng assistant with a Likert scale measuring instrument, where those selected as respondents are MSME owners with a total of 100 business owners. The data analysis technique used in this study is a structural equation model ( Structural Equation Modeling SEM) based on Partial Least Square (PLS) using the SmartPLS application . The novelty of this study lies in variables that have not been widely studied such as business legality variables, entrepreneurial mindset, digital transformation and competitiveness. In addition, the novelty of this study is that there has not been any research that directly examines the influence of entrepreneurial mindset on increasing the competitiveness of MSMEs. The results of the study indicate that Business Legality, Entrepreneurial Mindset , and Digital Transformation have a positive and significant effect on Increasing the Competitiveness of MSMEs. The research findings indicate that ownership of business legality, entrepreneurial mindset and carrying out digital transformation can increase competitiveness so that MSMEs are able to survive and continue to grow. The results of this study offer insights, valuable suggestions and provide solutions to problems related to increasing the competitiveness of MSMEs. Thus, the research findings can be a guideline for decisions for MSMEs and future government policies to help overcome the problems of MSME competitiveness .
ANALYSIS OF CASH FLOW CAPABILITY AND PROFITS FOR BANKING SUSTAINABILITY Nuryani, Ni Nyoman Juli; Gorda, A. A. N. Oka Suryadinatha; Trisnawati, Ni Luh De Erik; Septiari, Ketut Fransiska; Wandira, Ketut Ayu
International Journal of Application on Economics and Business Vol. 1 No. 4 (2023): November 2023
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v1i4.2408-2415

Abstract

Financial reports play a crucial role in enhancing cash flow and profits. The focus of the issue in this study is related to cash flow and profits. The objective of this research is to assess the impact of the analysis of cash flow and profit capabilities in the banking context, by conducting a study at PT. Bank BPD Bali Singaraja Branch. This research employs various analytical techniques, including validity and reliability tests, multiple linear regression analysis, classic assumption tests, multiple correlation analyses, determination analyses, T-Test, and F-Test, with the aim of predicting cash flow. The research findings indicate that both cash flow and profits have a significant influence on future cash flow at PT. BPD Bali Singaraja Branch. These results are reinforced by hypothesis testing using the T-Test, where each t-value > t-table (3.007 > 1.667) for cash flow and (2.079 > 1.667) for profits, confirming the acceptance of both hypotheses. Partial correlation values show a moderate relationship (0.453) between cash flow (X1) and the dependent variable (Y), as well as a strong relationship (0.360) between profits (X2) and the dependent variable (Y). The impact of independent variables on dependent variables is indicated by a determination value of 27.5% and a correlation value of 0.525, demonstrating a low positive correlation between the two. The conclusion drawn from this research is that both cash flow and profits positively influence future cash flow at PT. Bank BPD Bali Singaraja Branch. The F-Test indicates that the F-value > F-table (8.543 > 3.19), indicating that cash flow and profits together have an impact on future cash flow in the bank.
Co-Authors Erik Trisnawati, Ni Luh De Gorda, A. A. N. Oka Suryadinatha Nuryani, Ni Nyoman Juli Suardika, Ketut Wandira, Ketut Ayu