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All Journal Jurnal Sosio dan Humaniora
Farina , Farin Taska
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Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Other

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PENGARUH SHOPEE PAYLATER DAN GAYA HIDUP TERHADAP PENGELOLAAN KEUANGAN MAHASISWA DI POLITEKNIK PAJAJARAN BANDUNG Nur Rahma Khaliandri, Syalwa; Hatimatunnisani , Hani; Farina , Farin Taska; Salsabila , Kania Syalwa; Habiburahman , Fadil
Jurnal Sosio dan Humaniora (SOMA) Vol 3 No 2 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v3i2.356

Abstract

This study aims to analyze the effect of Shopee PayLater usage and lifestyle on financial management of college students. Shopee PayLater is one of the installment payment methods that is popular among Shopee users in Indonesia, especially among students. This research uses a quantitative approach with a survey as the data collection method. The research sample consisted of 50 students who actively use Shopee PayLater. The results showed that the use of Shopee PayLater has a positive effect on financial management while lifestyle has a negative effect on financial management. This show that with the ease of payment through Shopee PayLater, it is hoped that students can be more flexible in making purchases, but also has the potential to change their lifestyle with a tendency to increase consumption of non-priority items, and had a negative impact on students' financial management, especially in terms of financial discipline and spending control.
Co-Authors Habiburahman , Fadil Hatimatunnisani , Hani Nur Rahma Khaliandri, Syalwa Salsabila , Kania Syalwa