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Determinants of student interest in using financial technology: A Theory of planned behavior approach Kurniawan, Marzuliandra; Pratami, Andini; Ramadhani, Elsa; Ramashar, Wira
JAAF (Journal of Applied Accounting and Finance) Vol 8, No 2 (2024): JAAF (Journal of Applied Accounting and Finance)
Publisher : President University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33021/jaaf.v8i2.5495

Abstract

This research was conducted to measure and determine the determinants of student interest in using financial technology, this is important to see the behavior of using financial technology in digital transactions today. This research is empirical research by means of a survey with the type of data collected through questionnaires. The sample size is 400 students. The sampling technique used is accidental sampling. The results showed that students' interest in using financial technology is significantly influenced by attitudes, while subjective norms have no effect on students' interest in using financial technology. Meanwhile, perceived behavioral control has a significant effect on students' interest in using financial technology, and perceived risk has no effect on students' interest in using financial technology.
Dissemination of Indonesian Nasionalism and Islamic Religiosity Trough Podcast Wibowo, Bunga Melanie; Ramadhani, Elsa; Putri, Dwi Helena; Wati, Lowfi Lidiya; Farhati, Nalal Muna; Yuliyanti, Najwa Putri; Zahra, Annisa Nuruz; Syafia, Abdil Aleema Dara
TATHO: International Journal of Islamic Thought and Sciences Volume 2, Issue 1 (2025)
Publisher : International Tatho Academics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70512/tatho.v2i1.54

Abstract

This study aims to identify and explore the values of Pancasila in the content of Habib Jafar’s podcast on Deddy Corbuzier’s Youtube channel. The qualitative study uses a media observation study approach. The subject matter in this study uses Pancasila values as the theory of analysis. The research data was obtained through documentation techniques. As for data analysis, it is obtained through the stages of data reduction, presentation and verification. This study confirms the existence of dimensions of Pancasila values in the content of Habib Jafar’s podcast, including the value of divinity in building tolerant religious awareness, the value of humanity in realizing a harmonious life, and the value of unity in strengthening diversity. The findings of this study confirm that there is a relationship between Islam and statehood in building the social life of Indonesian people who are tolerant in religion and state. The shortcomings of this study do not know the impact of podcast content on audiences, such as changes in attitudes that are in accordance with the values of Pancasila.
Praktik Binary Option Bertopeng Investasi Dari Perpsektif OJK Ramadhani, Elsa; Karni, Nur Aisyah; Permata, Nella
Jurnal Sistem Informasi, Akuntansi dan Manajemen Vol. 3 No. 1 (2023): Sintama: Jurnal Sistem Informasi, Akuntansi dan Manajemen (Januari 2023)
Publisher : Asosiasi Dosen Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54951/sintama.v3i1.463

Abstract

In Indonesia, binary options are still a relatively new financial product. New users of the binary options platform still do not realize that high risk is always correlated with predicted price fluctuations of the financial instruments used as assets. This study aims to try to investigate whether there are unlawful binary options trading activities in Indonesia, and examine whether there are causes of unethical actions used by binary options operators which result in losses for option holders. This study uses descriptive qualitative research using the literature review method by comparing, collecting, and analyzing previous research by leading to the existence of regulations. The findings of this study show that binary options are not a tool for trading or investing. The results of this study are that the Financial Services Authority (OJK) provides protection in the form of outreach and public education about the characteristics of fundraising efforts and oversight of illegal investments. Share information with regulators and law enforcement in places of oppression. In addition, under the coordination structure of the Investment Alert Task Force, better known as the Task Force for handling alleged unlawful acts in the field of fundraising and investment management, various agencies can work together to speed up the handling process.