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Penentuan Nilai Bunga Flat, Efektif, dan Anuitas pada Salah Satu Leasing Motor di Kota Binjai Dimas Arza Nugraha; Nova Oktavia Sitinjak; Rini Sartika
JURNAL RISET RUMPUN MATEMATIKA DAN ILMU PENGETAHUAN ALAM Vol. 3 No. 1 (2024): April : Jurnal Riset Rumpun Matematika dan Ilmu Pengetahuan Alam
Publisher : Pusat riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrimipa.v3i1.2222

Abstract

One company that solves financial problems is a motorbike credit company that can help people who are constrained by costs but want to own a motorbike to make their lives easier. One of the motorbike leasing companies that provides a motorbike credit system. One of the products is the Honda ADV 160 ABS which provides various down payment offers with time periods. In this research, the data used is quantitative data in the form of secondary data obtained from motorbike credit brochures on one of the motorbike rentals in the city of Binjai which were registered in October 2023. This research will analyze and compare the results between the total credit interest that matches the flat interest, annuity interest and effective interest which provide slightly lighter installment or credit installment payments. Based on the results obtained from both samples, the lowest total interest is the effective interest.
Pengujian Pertumbuhan Bibit Anggur Melalui Pemberian Pupuk Menggunakan Rancangan Acak Lengkap Dimas Arza Nugraha; M. Fajar Alif; Nova Oktavia Sitinjak; Rini Sartika; Sudianto Manullang; Putri Maulidina Fadilah
Interdisciplinary Explorations in Research Journal Vol. 2 No. 3 (2024)
Publisher : PT. Sharia Journal and Education Center

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to provide the effect of various types of fertilizer on the growth of grape seedlings using a Completely Randomized Design (CRD). The study was conducted with five fertilizer treatments, namely NPK, White KNO₃, Magnesium, Humic Acid, and Compost, and four applications for each treatment, resulting in a total of 20 experimental units. The planting medium used was soil with a neutral pH, according to the optimal conditions for grape growth. The parameters observed were the length of the grape seedlings measured using a measuring instrument. The results of the analysis of variance (ANOVA) showed that fertilizer administration had a significant effect on the length of the grape seedlings. Duncan's further test divided the treatments into three groups, with NPK fertilizer giving the best results, achieving an average seedling length of 164.25 cm, followed by White KNO₃, Humic Acid, and Magnesium with similar results but not significantly different. Compost fertilizer produced the lowest seedling length of 93.75 cm. Based on these findings, NPK fertilizer is recommended to increase the growth of grape seedlings optimally.