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All Journal Halaqa: Journal of Islamic Education Journal of Islamic Economic Laws
Muhammad, Adamu Abu Bakar
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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THE EFFECT OF COVID-19 AND SECTORAL FINANCING ON ISLAMIC BANK PROFITABILITY IN INDONESIA Fajri, Mohammad Zen Nasrudin; Muhammad, Adamu Abu Bakar; Umam, Khoirul; Putri, Lila Prisilia; Ramadhan, Mohammad Ali
Journal of Islamic Economic Laws Vol 5, No 1: January 2022
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v5i1.17181

Abstract

COVID-19 pandemic has created a new economic crisis worldwide. Islamic Bank which was reportedly resilient against the financial crisis is expected to be stable in this period. Apart from that, Islamic Bank in Indonesia has channeled financing fund to various business sectors with different portions leading to a question whether they have different impact on Islamic Bank’s profitability. This paper aims to discover the impact of COVID-19 pandemic and financing to business sectors on Islamic Bank profitability in Indonesia. An ARDL approach is employed for analysis. The result of the study shows that COVID-19 pandemic has a negative relationship with Islamic Bank profitability in the long-run. Furthermore, financing to transportation, warehousing and communication sectors is associated with higher profitability in the short-run. On the other hand, financing to wholesale and retail trade sectors hurt Islamic Bank profitability. Based on this result, it is suggested that Government impose some measures in stabilizing Islamic Bank’s performance during COVID-19 pandemic. In addition, Islamic Banks are expected to make adjustment on financing to business sectors ratio accordingly in order to maintain the profitability of Islamic Bank.
Curriculum Reform and Value-Based Education: A Comparative Study of Social Studies and Islamic Studies Integration in Nigerian Schools Muhammad, Adamu Abu Bakar; Adam, Maryam; Abubakar, Gaji Maiwada; Galadanci, Nafisa Kabir; Tijjani, Abdulkareem Ahmad
Halaqa: Journal of Islamic Education Vol. 2 No. 1 (2026): Halaqa : Journal of Islamic Education
Publisher : PT. Student RIhlah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61630/hjie.v2i1.50

Abstract

The growing moral, political, and social concerns confronting contemporary Nigerian society have fueled proposals for curriculum reform focused on value-based education. Although Social Studies and Islamic Studies are both intended to enhance ethical consciousness, citizenship, and moral responsibility, they are administered concurrently rather than in a coordinated manner. This study critically investigates the philosophical, pedagogical, and structural aspects of combining Social Studies and Islamic Studies in Nigerian schools to improve coherent value formation. The research uses a qualitative comparative design to analyze national curriculum papers, engage teachers and curriculum planners in semi-structured interviews, and observe classroom practices in chosen secondary schools. The study, based on curricular integration theory and maqāṣid al-sharīʿah-informed ethical frameworks, suggests that integration can increase moral internalization, civic involvement, and social cohesiveness while maintaining disciplinary integrity. The findings show strong overlaps in value targets, fragmented educational delivery, and institutional hurdles that prevent synergy. The study presents an integrative curriculum framework built on common value domains, collaborative pedagogy, and outcome-based evaluation. It concludes that systematic integration is a strategic avenue for developing holistic education and sustained national development in pluralistic societies.
Co-Authors Abubakar, Gaji Maiwada Adam, Maryam Fajri, Mohammad Zen Nasrudin Galadanci, Nafisa Kabir Khoirul Umam Putri, Lila Prisilia Ramadhan, Mohammad Ali Tijjani, Abdulkareem Ahmad