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Addressing Insider Threats: The Human Factor in Cybersecurity for Financial Institutions Zangana, Hewa Majeed; Mohammed , Harman Salih; Husain, Mamo Muhamad
Journal of Innovation Information Technology and Application (JINITA) Vol 7 No 1 (2025): JINITA, June 2025
Publisher : Politeknik Negeri Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35970/jinita.v7i1.2686

Abstract

Financial institutions face persistent cybersecurity threats, with insider threats emerging as a particularly complex challenge due to their human-centric nature. This study aims to examine the human factor in cybersecurity within financial institutions, with a focus on insider threats and strategies to mitigate them. A hybrid research approach was used, combining a systematic literature review (SLR) and qualitative case study analysis to investigate cybersecurity risks, AI-driven solutions, and regulatory compliance. The findings reveal that AI-powered tools—such as behavioral biometrics, machine learning, and blockchain technologies—substantially enhance fraud detection and risk management. Real-world implementations in financial institutions demonstrated improved threat response, reduced regulatory penalties, and increased operational efficiency. The study concludes that integrating technological tools with a strong cybersecurity culture can significantly mitigate insider threats.