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All Journal Media Hukum Indonesia (MHI)
Hermanto, Dennis
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Law, Crime, Criminology & Criminal Justice

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Analisis Hukum Perjanjian Dalam Transaksi E-Commerce: Tinjauan Terhadap Perlindungan Konsumen Berdasarkan Peraturan Perundang-Undangan Hermanto, Dennis; Lie, Gunardi
Media Hukum Indonesia (MHI) Vol 3, No 4 (2025): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17185998

Abstract

Advances in information technology have changed the trading landscape with e-commerce transactions, offering convenience but at the same time posing consumer protection risks. This research mainly aims to examine the legal framework that governs agreements related to e-commerce transactions and consumer protection, as outlined by the applicable legal and regulatory provisions in Indonesia. This research method uses normative legal research methods, which apply legislative and conceptual approaches, as well as researching various legal sources such as the Civil Code, the Criminal Code, Law No. 8 of 1999 concerning Consumer Protection and the ITE Law. The findings of the study show that, although the existing legal framework provides an adequate foundation for consumer protection, there are still implementation challenges regarding consumer awareness, regulatory socialization, and dispute resolution mechanisms. Strengthening integration between traditional legal principles and specific rules for electronic transactions is essential to fostering a transparent, fair, and trustworthy digital commerce ecosystem.
Perlindungan Hukum Bagi Investor Berdasarkan Undang-Undang Pasar Modal di Era Digital Dalam Transaksi Reksa Dana Hermanto, Dennis; Lie, Gunardi
Media Hukum Indonesia (MHI) Vol 3, No 4 (2025): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17193978

Abstract

Digital transformation has had a major impact on the Indonesian stock market, especially in mutual fund transactions through digital media. The easier access and efficiency brought by financial technology has created wider investment opportunities for the public, including those who are just starting to invest. However, this development also brings challenges in terms of legal protection for investors. The existing capital market rules are still based on the old paradigm, so they are not fully able to keep up with the rapid pace of technological development. In addition, there are various technical issues, such as potential data security risks and cyber threats, low public understanding of finance and digital, and differences in access to technology in various regions. The current investor protection strategy still faces obstacles in terms of supervision, law enforcement, and dispute resolution mechanisms that are not yet responsive in the digital age. Therefore, collaboration between flexible regulations, Irusted technology, and programs that improve financial and digital literacy widely and sustainably is needed. By overcoming existing challenges, the digital mutual fund industry in Indonesia can grow inclusively, sustainably, and be able to provide maximum protection for investors in the digital era.
Co-Authors Lie, Gunardi